Neo Chequing account

THE CHEQUING ACCOUNT THAT PAYS

The account to move you forward. Enjoy credit-card like cashback, no monthly fees, and much more.

  • Cashback on everyday essentials
  • No account fees. No NSF fees
  • Instant account access
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Rated 4.8/5 on the app store
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BEHAVES LIKE A BANK ACCOUNT REWARDS LIKE A CREDIT CARD

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Cashback

Earn 1% back on gas & groceries¹, plus up to 15% back at 10,000+ partners.²

No more NSF fees

Overdrawn transactions can either be topped up or get declined with no fee.

Zero account fees

Don’t pay to hold your money. No monthly fees or minimum balance required.

Real-time tracking

Instant transaction notifications and automatic spending categorization.

Total control

Easy bill payments, free Interac e-Transfer®, and withdrawals at any ATM in Canada.  

Insights & automations

Reach your goals faster and move further with smart tools and automated savings.

COMING SOON

Your money doesn’t sleep and neither do we. We’re always working hard to make your accounts work harder.¹⁰

ALWAYS SECURE.
ALWAYS ACCESSIBLE.

Like all our cards, Neo Chequing accounts are instantly available and come with advanced protection technologies.

  • Instant virtual card

    Start spending before your physical card arrives with an instant virtual card upon approval.

  • Universal acceptance

    Use your card anywhere Mastercard is accepted globally.

  • Top-tier protection

    Funds are eligible for CDIC deposit protection with bank-grade encryption, biometric login and 24/7 fraud monitoring.

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Have a question?

Here’s some common questions about the Neo Mastercard.

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