You're eligible for a higher credit limit
Your limited-time offer is coming soon. Earn an even higher credit limit offer by moving your pay to Neo by November 1, 2026.
How to get the highest offer
You’ll get an offer to increase your credit limit by at least $1,000. Add your payroll to get a larger limit increase offer. Either way, Neo will send you your credit limit increase by November 30.
Move your pay by November 1, 2026
Deposit a qualifying payroll of $1,000 or more into Neo Chequing by November 1 and you’ll get a credit limit increase of $1,000 plus the extra shown in your email or Neo app by November 30.¹ View your account details and share with your employer.
If you don’t move your pay to Neo
You still get a credit limit increase of at least $1,000.
How to move your pay
Move your pay into your Neo Chequing account using your direct deposit details.
Step 1
View your Neo Chequing details in the Neo app for your direct deposit information. You can also download a PDF.
Step 2
Log in to your employer's payroll portal and update your direct deposit to Neo.
Step 3
Make sure you receive at least $1,000 in qualifying payroll deposits by November 1, 2026.
Don't have Neo Chequing yet?
Open a Neo Chequing account in minutes. Earn 1% cashback on gas and groceries², monitor your transactions in real time, and instantly pay your Neo credit card.
Have questions?
For more answers, visit our help centre.