Get started

Begin your application on the Neo app by entering some basic information without it impacting your credit score.

If you’re pre-qualified, you’ll be invited to apply for a Neo Card, and you can choose to open a savings account while you’re at it.
Download the app

Who can apply

The Neo Card and Neo Savings account are open to all Canadians (Quebec coming soon) - with local rewards available in select cities.

New features coming soon

We’re continuously improving and will be releasing a range of new features very soon that will benefit all Canadians.
Coming December

More rewards plans

Next to our no-fee plan, we’ll be adding two monthly subscription plans to boost the rewards you can collect.

Keep track of how much you're earning with our new rewards balance feature. Take control of what you do with your savings – use it to upgrade your plan or put it towards your credit balance.
Coming January

Credit Builder

All credit scores welcome. Make a security deposit to get an equal credit limit and all the features of the Neo credit card.
Coming February

Payment automation

From your rent to your Netflix subscription, schedule your payments from our app and take it off your mental checklist.

More features are on the way

Join Neo today

A better way to grow and manage your money.

Download the app

Keep me in the loop

Stay up-to-date on our latest products and feature releases.