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Good credit, great rewards

We may not be your first credit card, but we hope to be your last. Forget everything you think you know about credit card rewards. At Neo we dream bigger, reward greater, and reimagine financial experiences.

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Voted Canada’s Best Cashback card¹ for a reason.

So many ways to earn cashback

I’ve been using it for almost two weeks already and it’s a great experience so far. I’m getting great cashback on local merchants and can earn even more by signing up for their ultra plan. I’ve never seen a cashback program like this.

Jordan L.


The card is great. Tons of cashback rewards at local businesses, really intuitive and helpful messaging about your credit.

G. Jones.


Join thousands of Canadians in experiencing a new financial future

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¹ As awarded on October 19, 2021 by votes cast in the Canada’s Choice awards.

² For Quebec Residents: Monthly Statements; No monthly or annual fees; 21 day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (21.99%-26.99%).

³ Average based on current offers at select partners. Cashback varies per plan, offer, and partner.

⁴ Top-up is limited to $5,000 of spending per month at non-partners.

⁵ When you make payments in full and on-time each month.

Updated licensing should read: Mortgage Services Inc. is currently licensed in Alberta, Ontario (#13444), British Columbia (MB600606), Newfoundland & Labrador (22-07-NE115-1), New Brunswick (220015509) and Nova Scotia (2021-3000379), with all applications pending across Canada

OneVest provides wealth management products and services to Neo customers. OneVest Management Inc. is a registered Portfolio Manager in Canada.