Virtually indispensable.
Never worry about forgetting your card again. All the convenience, control, and cashback with none of the hassle.
A powerful companion to your physical card.
Zero delay
Use your virtual Neo credit card the second you’re approved, there’s no need to wait for your physical card to earn cashback.
7,000 loyalty programs in one
Hop onto the rewards map in the Neo app to view cashback offers near you.
Categorized insights
Stay on top of your expenses with Neo’s real-time spending insights.
Peace of mind and security
Card freeze
Freeze and unfreeze your card with a tap.
Notifications
Get real-time transaction notifications.
Protection
Covered by Mastercard® Zero Liability protection¹.
Security
World-class payment securitization.
Ready when you are.
Forgot your card at home? With Neo’s virtual card, you can log in to your account for your card details or use your virtual wallet to pay.
Set up in seconds
Add your card to the Apple or Google Pay wallet app on your phone and use it anywhere Mastercard is accepted.
Cashback alerts
Get notified about things you actually want—like cashback deals at your favourite places.
Auto-Pay
Never miss a payment. Automatically pay for your monthly statements and avoid accidental interest charges.
Loyalty & Card Linking
(Coming Soon)
We’re bringing you the ability to link external loyalty programs and non-Neo cards to the rewards network.