Neo Mastercard for Students

INSTANT ACCESS AND APPROVAL.

Get instant access to credit and cashback on your everyday essentials.

Neo Student
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  • Guaranteed approval*

  • 1% cashback on gas and grocery¹

  • Up to 15% at campus partners²

Annual fee

$0

Minimum income

None

Additional cardholder fee

$0

Purchase interest

19.99%-29.99%

MORE NEO MASTERCARD BENEFITS

card

Instant virtual card access

Start spending as soon as you’re approved with your virtual card.

Campus cashback

Earn 1% cashback¹ everywhere, and up to 15% across 1,000’s of campus partners². Access your cashback in real-time whenever you want.

Costco® exclusive

Mastercard is the exclusive credit card accepted at Costco warehouses across Canada.

Mastercard Offers

Access exclusive Mastercard offers from partners like H&R Block, FlexiRoam, Fubo & more.

Financial insights

Get a live, personalized view of your spending.

Canada’s best secured card⁴

If you're building credit, you may receive an offer for a secured Neo Mastercard.

ONE CARD. TWO WAYS TO START.

Apply today and we'll find the right student card for you. Approval is guaranteed.⁶

Traditional Credit Card

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Annual Fee

$0

Minimum Income

None

Neo Mastercards come with a credit limit up to $10,000 and no annual fees.

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Secured Credit Card

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Monthly Fee

$7.99

Minimum Income

None

Neo Mastercard with a secured credit limit rewards you as you build your credit history.

Requires the Build membership for $7.99/month and refundable security funds⁵ to set your credit limit.

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TAKE THE GUESSWORK OUT OF CREDIT BUILDING.

Unlock powerful tools to build your credit history and help increase your limit with the Build membership.

Secured Credit - Neo Financial

Personalized tools to help you build your credit score

View your score & track your progress in the Neo app

Unlock higher credit limits in as little as 3 months

Included with $5K+ balance across your Neo accounts or $7.99/month (excl. Quebec)

Build membership is required for those with secured credit. Security funds are used to set your credit limit.

HAVE A QUESTION?

Here’s some common questions about the Neo Mastercard.

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