Neo is a Canadian tech company that reimagines the way people spend, save, and earn rewards. We’re helping you make the most out of your time and money by building from the ground up using today’s technologies.
You can open an account within minutes, earn instant cashback at your favourite stores, and get real-time notifications when you spend and save, all without monthly or annual fees.
How does Neo work?
Neo offers access to better financial services through our easy-to-use app or website.
Our vast network of cashback partners have signed up to reward you when you shop using your Neo Card. The more you use your Neo Card, the better the rewards get and you are guaranteed a minimum cashback rate.
The Neo Savings account earns high interest while allowing you to pay bills, send/receive e-transfers, and deposit/withdraw funds. Enjoy unlimited free transactions for no monthly or annual fees. We bet that's better than what you're currently getting.
Who can use Neo?
You need to live in Canada, have a Canadian photo ID, and be the age of majority in your province to apply for the Neo Card. A range of credit scores are accepted.
Neo Savings is not available to Quebec residents. Don't worry—we're coming soon.
¹Average based on current offers. Cashback varies per offer and partner.
²Top-up is limited to $5,000 of spending per month at non-partners.
The Neo Savings account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
All product and company names are trademarks™️ or registered®️ trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Any product names, logos, brands, and other trademarks or images featured or referred to within the Neo website are the property of their respective trademark holders.