4.8
on App Store55.6K ratings
4.8
on Play Store16.3K ratings

The credit you deserve

We see you and know you're more than a credit score.

Try something Neo
The credit you deserve

Get credit. Build to what’s next.

Neo connects your everyday spending with credit, bringing higher limits and more credit within reach.

Neo Advance

Get up to $300 instantly

Access an advance that has 0% interest and builds your credit history.

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Neo Credit Cards

Spending power that grows with you

Get a credit card instantly, build credit history with every swipe, and unlock higher limits.

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Neo Mortgages

Turn credit into keys to your home

Unlock competitive rates for your home with the credit you’ve built.

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Get credit for who you're becoming

Real wins. Real coverage

BetakitDeloitteCNBCThe Financial PostThe Globe and Mail
BetakitDeloitteCNBCThe Financial PostThe Globe and Mail
BetakitDeloitteCNBCThe Financial PostThe Globe and Mail

1.6+ MILLION CANADIANS ARE BUILDING THEIR MOMENTUM

Real members, real stories, and real progress is made every day with Neo.

“I’ve worked very hard to strengthen my credit history. Thank you Neo for giving me an opportunity to build.”

Ryan Haughian

“With Neo’s secured card, I’m learning to build my credit responsibly. It’s helping me grow my confidence with credit.”

Garry Murphy

"It’s helped me rebuild my credit, and I am ecstatic about it!"

Eleanor Pye

"I’ve had a great experience using Neo, especially with their high-yield savings account. The app is extremely user-friendly and intuitive. I really appreciate the lack of withdrawal fees and the competitive interest rates, which make it easy to grow my savings."

Romina

"Extremely easy to set up an account. Neo even pays interest for deposit transfers that are pending!"

Dean

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Canada's fastest growing company

– The Globe and Mail

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Built safe so you can reach further

Move forward with total confidence. We keep your money protected behind the scenes with next-generation safety tech.

  • CDIC insurance

    The safety of a big bank, without the big bank baggage. Your money is backed by the same national standards you’ve always trusted.

  • Real-time alerts

    Get instant notifications for purchases and money movements. Transparency means you can spot issues sooner.

  • Mastercard Zero Liability

    Help protect your card from purchases that you didn’t make¹.

Privacy and security at Neo
Security

Launch your path forward in minutes

Neo has cards and accounts you can get today—no matter where you’re starting.

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