Neo Mastercard for Students

No credit score required

Neo Student
Get this card

  • Guaranteed approval*

  • Up to 15% at campus partners²

Annual fee

$0

Minimum income

None

Additional cardholder fee

$0

Purchase interest

19.99%-29.99%

Built for students.

card

No annual fee

Keep your money where it belongs—for textbooks, coffee, and everyday expenses—without losing a dime to annual card fees.

Up to 15% campus cashback

Get up to 15% across 1,000’s of campus partners². Access your cashback in real-time whenever you want.

No income required

Qualify effortlessly while in school—no full-time job, minimum salary, or proof of income required.

Instant virtual card access

Start spending as soon as you’re approved with your virtual card.

Financial insights

Get a live, personalized view of your spending.

Canada’s best secured card⁴

If you're building credit, you may receive an offer for a secured Neo Mastercard.

ONE CARD. TWO WAYS TO START.

Apply today and we'll find the right student card for you. Approval is guaranteed.⁶

Traditional Credit Card

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Annual Fee

$0

Minimum Income

None

Neo Mastercards come with a credit limit up to $10,000 and no annual fees.

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Secured Credit Card

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Monthly Fee

$9.99

Minimum Income

None

Neo Mastercard with a secured credit limit rewards you as you build your credit history.

Requires the Build membership for $9.99/month and refundable security funds⁵ to set your credit limit.

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TAKE THE GUESSWORK OUT OF CREDIT BUILDING.

Unlock powerful tools to build your credit history and help increase your limit with the Build membership.

Secured Credit - Neo Financial

Personalized tools to help you build your credit score

View your score & track your progress in the Neo app

Unlock higher credit limits in as little as 3 months

Included with $5K+ balance across your Neo accounts or $9.99/month (excl. Quebec)

Build membership is required for those with secured credit. Security funds are used to set your credit limit.

HAVE A QUESTION?

Here’s some common questions about the Neo Mastercard.

20% cashback at Fanshawe partners

Select a store to view its address. 18 participating locations near campus.

Booster Juice+ Address
1001 Fanshawe College Boulevard, London, ON, N5Y 5R6
Carey's Bar & Grill+ Address
1579 Oxford Street East, London, ON, N5V 2A2
Chartwells at Fanshawe College+ Address
1001 Fanshawe College Boulevard, London, ON, N5Y 5R6
Cherry's Dessert & Cafe+ Address
1001 Fanshawe College Boulevard, London, ON, N5V 2A2
Dollarama+ Address
Oxford Street East, London, ON, N5Y 3L7
Fadi's Shawarma+ Address
1579 Oxford Street East, London, ON, N5V 1W5
Fanshawe Campus Store+ Address
1001 Fanshawe College Boulevard, London, ON, N5Y 5R6
Harvey's+ Address
1186 Highbury Avenue North, London, ON, N5V 2E3
Marvelous 2 For 1 Pizza+ Address
1573 Oxford Street East, London, ON, N5V 2A2
McDonald's+ Address
Fanshawe Park Road East, London, ON, N5X 3W1
Mr Choco+ Address
654 First Street, London, ON, N5V 1Z5
Out Back Shack+ Address
1050 Fanshawe College Boulevard, London, ON, N5Y 5R6
Pizza Pizza+ Address
1221 Highbury Avenue North, London, ON, N5V 2E3
Punjaabi Indian Cuisine+ Address
1577 Oxford Street East, London, ON, N5V 2A2
Subway+ Address
Godfrey Drive, London, ON, N5V 2E2
The Chef's Table+ Address
1001 Fanshawe College Boulevard, London, ON, N5Y 5R6
Tim Hortons+ Address
1761 Oxford Street East, London, ON, N5V 2Z6
Uncle Nick's Souvlaki+ Address
1579 Oxford Street East, London, ON, N5V 2A2

List may not include merchants owned or routed by the school (e.g. campus-owned food courts).

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