Get up to $35* when you join Neo
Choose from three cashback cards designed for how you actually spend, plus accounts that help you get more from your money. Find your best fit and get set up in minutes.
$25 bonus when you get a Neo credit card*
$10 bonus when you open and fund a Neo Savings or Neo Chequing account*
Get up to 5% cashback on what you're already spending on
See if you qualify first—no hard credit check, no impact to your credit score‡
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$25 bonus when you get a Neo credit card*
$10 bonus when you open and fund a Neo Savings or Neo Chequing account*
Get up to 5% cashback on what you're already spending on
See if you qualify first—no hard credit check, no impact to your credit score‡
Find the right Neo card for you with no hard credit check
You may have more options than you think. See what’s available to you first‡.
Start with your details
1
Even if you began on a specific Neo credit card page, the information you provide may show that other Neo credit cards are available to you.
Review your options
2
We’ll show you Neo credit cards you may be eligible for based on the details you provide. This is a pre-qualification step only—it is not an application and will not impact your credit score.
Choose and apply
3
Select the card that best suits you. A hard credit check and formal terms and conditions apply only if you choose to continue with an application.
Turn how you spend into how you earn. 2 Mastercard options — World and World Elite — and three varieties of cashback. Pick the one that pays and stop compromising.
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Get an instant virtual card
Start spending today with a virtual card or add it to your mobile wallet.
Purchase protection
Extend the manufacturer’s warranty and get coverage for theft or damage.
Secured credit available
Choose secured credit to help build your credit score.
Add an additional cardholder
Seamlessly share your credit with a partner, family member, or anyone you trust.
Put your payments on autopilot
Skip the reminders with Auto-Pay to automatically pay your balance every month.
View and change your PIN
Manage your card entirely from the Neo app.
Not sure which card is best for you?
Get pre-qualified today. We'll let you know which cards you're eligible for before you apply.
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SMARTER ACCOUNTS FOR YOUR MONEY
Pair your card with an account that keeps more of your money working.
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Neo Savings
- Earn 2.75%⁹ on your savings
- No monthly or annual fees
- Track your savings goals in the app
- $10 bonus¹ when you deposit $50 into your account
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Neo Chequing
- Free everyday transactions
- No monthly or annual fees
- Free Interac e-Transfers®
- $10 bonus¹ when you deposit $50 into your account
Simplicity that doesn’t sacrifice security
Every Neo credit card comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.
- Real-time alerts
Get notified when your card is used so you’ll never find a surprising purchase on your statement.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Mastercard Zero Liability
Help protect your card from purchases that you didn’t make⁶.
HAVE A QUESTION?
Here are answers to some common questions.