Neo World Mastercard®
Neo World Mastercard® / Neo World Elite® Mastercard
Get up to 5% cashback on groceries
Compare cards to find the one that suits you best. Cashback, instant card access, and approval in under 5 minutes, all waiting for you.
World-Class Cashback
Get rewarded on the things you’re already buying.
Unlimited cashback
Additional offers of up to 15% back with Neo partners²
Instant access to your card upon approval
Annual fee
$0-$125
Minimum income required
Yes
Additional cardholder fee
$0-$49
Purchase interest
19.99%-29.99%
EARN MORE ON EVERY PURCHASE
No matter which card you choose, unlimited cashback is in your hands.
Neo World Mastercard®
Annual fee²
$0
Personal minimum income
$50,000/year
Household minimum income
$80,000/year
2%
Grocery¹
2%
Gas¹
2%
Recurring payments¹
0.5%
Everything else¹
Cashback at our 10,000+ partners²
Neo World Elite® Mastercard
Annual fee²
$125
Personal minimum income
$80,000/year
Household minimum income
$150,000/year
5%
Grocery¹
4%
Gas¹
3%
Recurring payments
1%
Everything else¹
Cashback at our 10,000+ partners²
Compare cards and find the best one for you
Pick the card that fits your life.
Grocery¹
2%
5%
Recurring payments
2%
4%
Gas & EV charging¹
2%
3%
Everything else¹
0.5%
1%
Avg at Neo cashback partners²
5%
5%
Mastercard Zero Liability³
Purchase Protection¹⁰
DragonPass Lounge Access¹¹
Auto Rental Collision Loss Damage¹⁰
-
Trip Interruption & Cancellation¹⁰
-
Flight Delay¹⁰
-
Available as a secured card
Annual fee
$0
$125
Personal income requirement
$50K (minimum)
$80K (minimum)
Household income requirement
$80K (minimum)
$150k (minimum)
Benefits
Neo World Mastercard®
Neo World Elite® Mastercard
Grocery¹
2%
5%
Recurring payments
2%
4%
Gas & EV charging¹
2%
3%
Everything else¹
0.5%
1%
Avg at Neo cashback partners²
5%
5%
Mastercard Zero Liability³
Purchase Protection¹⁰
DragonPass Lounge Access¹¹
Auto Rental Collision Loss Damage¹⁰
-
Trip Interruption & Cancellation¹⁰
-
Flight Delay¹⁰
-
Available as a secured card
Annual fee
$0
$125
Personal income requirement
$50K (minimum)
$80K (minimum)
Household income requirement
$80K (minimum)
$150k (minimum)
Simplicity that doesn’t sacrifice security
Every Neo Mastercard comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.
- Real-time alerts
Get notified when your card is used so you’ll never find a surprising purchase on your statement.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Mastercard Zero Liability
Help protect your card from purchases that you didn’t make.
Thousands of cashback offers
Shop at over 10,000 partners across Canada to earn instant cashback².
Have a question?
Here’s some common questions about the Neo Mastercard.