CASHBACK ON GROCERIES WITH NO ANNUAL FEE
Instant access to credit and cashback on your everyday essentials.
1% base cashback on groceries and gas¹
Up to 15% cashback with Neo partners
No annual fee
Annual fee
$0
Minimum income
None
Additional cardholder fee
$10
Purchase interest
19.99%-29.99%
More Neo Mastercard Benefits
Get an instant virtual card
Start spending today with a virtual card or add it to your mobile wallet.
Purchase protection
Extend the manufacturer’s warranty and get coverage for theft or damage.
Canada’s best secured card⁴
If you're building credit, you may receive an offer for a secured Neo Mastercard.
Add an additional cardholder
Seamlessly share your credit with a partner, family member, or anyone you trust.
Put your payments on autopilot
Skip the reminders with Auto-Pay to automatically pay your balance every month.
Manage your card
Freeze your card, view your pin and card details, and track spending. All from the app.
Simplicity that doesn’t sacrifice security
Every Neo Mastercard comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.
- Real-time alerts
Get notified when your card is used so you’ll never find a surprising purchase on your statement.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Mastercard Zero Liability
Help protect your card from purchases that you didn’t make.
Have a question?
Here’s some common questions about the Neo Mastercard.