Neo Financial

Get up to $35¹ when you join Neo

Choose from three cashback cards designed for how you actually spend, plus accounts that help you get more from your money.

Find your best fit and get set up in minutes.

Placeholder (3).png

  • $25 bonus when you get a Neo credit card¹

  • $10 bonus when you open and fund a Neo Savings or Neo Chequing account¹

  • Get up to 5% cashback on what you're already spending on

Choose your cardAlready have an account?

GAS & GROCERY CASHBACK CARDS

Filling the fridge and filling the tank are essentials. So start earning cashback on it.

Neo World Elite® Mastercard - Gas & Grocery

Neo_WorldEliteMC_Horz.png

Annual fee

$149

Personal income

$80,000/year

Household income

$150,000/year

5%

Grocery²

3%

Gas & EV charging²

4%

Recurring payments³

1%

Everything else

Purchase protection⁴ and travel benefits included.

Get this card

Neo World Mastercard® - Gas & Grocery

Neo_WorldMC_Horz.png

Annual fee⁶

$0

Personal income

$50,000/year

Household income

$80,000/year

2%

Grocery⁵

2%

Recurring payments³

0.5%

Everything else

2%

Gas & EV charging⁵

Purchase protection⁴ included.

Get this card

SHOP & DINE CASHBACK CARDS

Go ahead, make that reservation. Earn cashback from your next shopping trip or night out.

Neo World Elite® Mastercard - Shop & Dine

Neo_WorldEliteMC_Horz.png

Annual fee

$149

Personal income

$80,000/year

Household income

$150,000/year

5%

Food & drink²

3%

Shopping²

1%

Everything else

Purchase protection⁴ and travel benefits included.

Get this card

Neo World Mastercard® - Shop & Dine

Neo_WorldMC_Horz.png

Annual fee⁶

$0

Personal income

$50,000/year

Household income

$80,000/year

2%

Food & drink⁵

2%

Shopping⁵

0.5%

Everything else

Purchase protection⁴ included.

Get this card

CASHBACK ON EVERY PURCHASE

CASHBACK ON EVERY PURCHASE

Neo World Elite® Mastercard

Neo_WorldEliteMC_Horz.png

Annual fee

$149

Personal income

$80,000/year

Household income

$150,000/year

2%

Everything²

Purchase protection⁴ and travel benefits included.

Get this card

Neo World Mastercard®

Neo_WorldMC_Horz.png

Annual fee⁶

$0

Personal income

$50,000/year

Household income

$80,000/year

1%

Everything

Purchase protection⁴ included.

Get this card

CANADA'S FIRST CARD THAT GROWS WITH YOU

Start today and get approved instantly. We'll help you build your credit history and borrow better.

Neo Mastercard

alt

Annual fee⁶

$0

Minimum income

None

1%

Grocery⁷

1%

Gas and EV charging⁷

Guaranteed approval⁸. No credit score needed.

Get this card

Not sure which card is best for you?

Get pre-qualified today. We'll let you know which cards you're eligible for before you apply.

Get started
Placeholder (4).png

SMARTER ACCOUNTS FOR YOUR MONEY

Pair your card with an account that keeps more of your money working.

Placeholder (5).png

Neo Savings

  • Earn 2.75%⁹ on your savings
  • No monthly or annual fees
  • Track your savings goals in the app
  • $10 bonus¹ when you deposit $50 into your account
Open account
Placeholder (6).png

Neo Chequing

  • Free everyday transactions
  • No monthly or annual fees
  • Free Interac e-Transfers®
  • $10 bonus¹ when you deposit $50 into your account
Open account

4.8/5 — 55K+ reviews

Canadians are already earning more with Neo

Rated 4.8/5 across 55K+ reviews on the App Store and Google Play.

I switched to Neo because my old bank gave me almost no rewards. Now I get cashback at coffee shops, groceries, and even my gym. The app is clean and easy to navigate. Love seeing my rewards in real-time!

Ali baba - App Store

"I've worked very hard to strengthen my credit history. Thank you Neo for giving me an opportunity to build."

Ryan Haughian

"With Neo's secured card, I'm learning to build my credit responsibly. It's helping me grow my confidence with credit."

Garry Murphy

"It's helped me rebuild my credit, and I am ecstatic about it!"

Eleanor Pye

HAVE A QUESTION?

Here are answers to some common questions.

READY TO START EARNING?

Find the Neo credit card or account that fits. And get up to $35 when you get started.

Find your Neo product