You're eligible for a higher credit limit
Your limited-time offer is coming soon. Earn an even higher credit limit offer by getting the Build or Grow membership by November 1, 2026.
How to get the highest offer
You’ll get an offer to increase your credit limit by at least $1,000. Subscribe to the Build or Grow membership to get a larger limit increase offer. Either way, Neo will send you your credit limit increase by November 30.
Get Build or Grow by November 1, 2026
Subscribe to either membership by November 1 and you’ll get a limit increase of $1,000 plus the extra shown in your email or Neo app by November 30¹. Explore memberships.
If you don’t subscribe to a membership
You still get a credit limit increase of at least $1,000.
How to upgrade your membership
Build and Grow give you tools to grow your credit history and limit over time—better rates, lower fees, and features that support your goals beyond this one-time limit increase. Memberships start at $9.99 per month.
Step 1
Log in to the Neo app.
Step 2
Go to memberships and compare Build and Grow.
Step 3
Subscribe to Build or Grow by November 1, 2026.
Smarter credit. Better tools.
Neo’s memberships can get you more: higher credit limits, stronger tools, and rates that help you reach your next milestone.
Have questions?
For more answers, visit our help centre.