Get $249 first-year value
Neo World Elite Mastercard®
Get over $300 in
first-year value*
Get your first year annual fee waived and earn $100 when you spend $1,500 in your first 3 months. Plus, earn up to 5% cashback.
Exclusive Partner Offer
Up to 5% cashback¹ on top categories, including dining
Average of 5% cashback at thousands of Neo Partners - on top of base cashback rates
Choose from three rewards plans designed for how you spend
World Elite Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access.
Annual Fee
$̶1̶4̶9̶ $0
Minimum Income
80k
Purchase interest
19.99% - 29.99%
Your Cashback Card, Your Way
Annual Fee: $149 | Personal Income: $80k | Household Income: $150k
Neo World Elite Mastercard® - Gas & Grocery
5%
Grocery¹
3%
Gas & EV charging¹
4%
Recurring payments⁹
1%
Everything else
Earn cashback on your everyday spending. Premium insurances included.
Neo World Elite Mastercard® - Shop & Dine
5%
Food & Drink¹
3%
Shopping¹
1%
Everything else
Earn cashback on your shopping & dining. Premium travel insurance included.
Neo World Elite Mastercard® - Everywhere
Need cashback, not the annual fee? Compare our no-fee cashback cards.
Special features
Benefits with serious range. Get more from your credit card.
-A9dbVeKhvgbW2mQ1Q1Ws27hvRMjqOG.png&w=1920&q=75)
Instant card access
No more waiting. Get your digital card instantly upon approval.
Additional cashback offers
Shop at over 10,000 partners across Canada to earn additional, instant cashback.²
Costco® exclusive
Mastercard is the exclusive credit card accepted at Costco warehouses across Canada.
Financial insights
Take a bird’s eye view of your finances with a live, personalized view of your spending.
More from Mastercard
Access exclusive Mastercard offers from partners like H&R Block, FlexiRoam, Fubo & more.
Schedule payments
Focus on what matters and never miss a monthly payment with auto-pay.
Earn cashback, no credit score required.
If you're starting out or rebuilding credit, every Neo credit card comes with a secured option, so you never have to sacrifice rewards to get there. Secured credit is one of the simplest ways to build or rebuild your credit.⁸
Guaranteed approval¹⁰, regardless of your credit score. Set your limit with a refundable security fund and start building your credit score from day one.
-siokfmIj8NsmAGSqjYAqFAMTZ4OfWQ.png&w=1920&q=75)
Security you can depend on
Advanced safety technologies working together with one simple goal: Keeping you secure and protected.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Stay in control
Freeze your card, view and change your pin, and dispute transactions, all from your phone.
- Mastercard Zero Liability³
Help protect your card from purchases you didn’t make.
-bHQhsbaiW7b1e1c6ilrKZkmpOLy7iR.png&w=1920&q=75)
Need cashback, not the annual fee?
Compare our no-fee cashback cards and find the one that fits your spending habits.
Neo World Mastercard® - Gas & Grocery
2%
Grocery¹
2%
Gas & EV charging¹
2%
Recurring payments⁹
0.5%
Everything else
Earn cashback on your everyday spending. With no annual fee.
Neo World Mastercard® – Shop & Dine
2%
Food & Drink¹
2%
Shopping¹
0.5%
Everything else
Earn cashback on your shopping & dining. With no annual fee.
Neo World Mastercard® – Everywhere
HAVE A QUESTION?
Here's some common questions about Neo credit cards.