THE CHEQUING ACCOUNT THAT PAYS
The account to move you forward. Enjoy credit-card like cashback, no monthly fees, and much more.
- Earn 1% back on gas & groceries.
- Plus up to 15% back at 10,000+ partners.
- No account fees. No NSF fees.
- Instant account access
BEHAVES LIKE A BANK ACCOUNT REWARDS LIKE A CREDIT CARD
Cashback
Earn 1% back on gas & groceries, plus up to 15% back at 10,000+ partners.¹
No more NSF fees
Overdrawn transactions can either be topped up or get declined with no fee.
Zero account fees
Don’t pay to hold your money. No monthly fees or minimum balance required.
Real-time tracking
Instant transaction notifications and automatic spending categorization.
Total control
Easy bill payments, free Interac e-Transfer®, and withdrawals at any ATM in Canada.
Your money is protected
Neo is a Canadian company, and funds held in the Neo Chequing account are eligible for CDIC insurance up to $100,000.
SHARE AN ACCOUNT. STAY IN SYNC.
The convenience of sharing an account is here. With joint Neo Chequing you can see every transaction in real-time, get two Neo Money™ cards, and manage bills without the guesswork. Set up your joint account in minutes.
- One account, two owners
See every transaction in real-time with shared visibility.
- No monthly fees
Use joint accounts your way and forget the monthly fees.
- Set up in minutes
Jump right in with easy setup and no branch visits or paperwork.
- Earn cashback on essentials
Each co-owner earns their own 1% cashback¹ on gas and groceries.
- Keep your own accounts
Use your joint Neo Chequing account along with your personal chequing account.
- CDIC protection
Neo accounts are eligible for CDIC deposit protection, helping keep your funds safe.
More features coming your way
Your money doesn’t sleep and neither do we. We’re always working hard to make your accounts work harder.²
ALWAYS SECURE. ALWAYS ACCESSIBLE.
Like all our cards, Neo Chequing accounts are instantly available and come with advanced protection technologies.
- Instant virtual card
Start spending before your physical card arrives with an instant virtual card upon approval.
- Universal acceptance
Use your card anywhere Mastercard is accepted globally.
- Top-tier protection
Funds are eligible for CDIC deposit protection with bank-grade encryption, biometric login and 24/7 fraud monitoring.
Have a question?
Have a question about the Neo Chequing account? We have answers.