NEO WORLD ELITE® MASTERCARD × truLOCAL
Eat Better.
Earn More.
Get $150 when you spend $2,000 in your first 90 days1
Plus, earn up to 5% cashback on groceries2 with the Neo World Elite® Mastercard — Gas & Grocery.
NEO × truLOCAL
Stock your fridge.
Cash in on rewards.
Get more back when you pair truLOCAL with the Neo World Elite® Mastercard — Gas & Grocery.
$1501
Bonus cashback when you spend $2,000
Spend $2,000 in your first 90 days with your new Neo World Elite® Mastercard.
+4%3
Cashback on every third truLOCAL purchase
Earn extra cashback as you keep stocking up.
$63
Back from every $280+ purchase at truLOCAL
More groceries. More value back.
NEO WORLD ELITE® MASTERCARD — GAS & GROCERY
More cashback
on the everyday.
Earn more on groceries, recurring payments, gas and EV charging — plus cashback everywhere else.
GROCERIES
5%2
cashback on eligible grocery purchases
RECURRING PAYMENTS
4%4
cashback on eligible recurring payments
GAS & EV
3%5
cashback on eligible gas and EV charging
EVERYTHING ELSE
1%
cashback on eligible purchases everywhere else
SPECIAL FEATURES
Benefits with
serious range.
Get more from your Neo World Elite® Mastercard — Gas & Grocery.
TRAVEL
Travel benefits
Premium travel benefits including DragonPass for worldwide lounge access.
AUTO-PAY
Schedule payments
Remove the stress and never miss a monthly payment with auto-pay.
PROTECTION
Comprehensive insurance7
Includes emergency medical, auto rental collision, baggage delay, trip interruption and more.
INSIGHTS
Financial insights
Get a live, personalized view of your spending and track it in real time.
WORLD ELITE
More Mastercard benefits8
Access exclusive Mastercard offers from participating partners.
COSTCO®
Costco® exclusive
Mastercard is the exclusive credit card accepted at Costco warehouses across Canada.
A WAY TO START
Earn cashback.
No credit score required.
Starting out or rebuilding credit?
You may receive an offer for a Neo World Elite® Mastercard with a secured credit limit. Secured credit is one of the simplest ways to build or rebuild your credit.9
Build your credit while you shop
Neo reports to major credit bureaus, supporting your credit profile as you earn cashback.
SECURITY
Security you
can depend on.
Advanced safety technologies working together with one simple goal: Keeping you secure and protected.
Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
Stay in control
Freeze your card, view and change your PIN, and dispute transactions, all from your phone.
Mastercard Zero Liability10
Help protect your card from purchases you didn’t make.
EXPLORE MORE
Interested in
other options?
Check out Neo’s other cashback credit cards to find the card that fits how you spend.
Rated 4.8/5 on the app stores
1.3+ million Canadians trust Neo
See how everyday effort turns into real progress
HAVE A QUESTION?
Here's some common questions about Neo credit cards.