A Neo card for every kind of Canadian.
Borrow better and get rewarded. Neo makes it easy to choose a card that fits your life—not the other way around. Get pre-approved in minutes. Check now without a hard credit check.
Neo World Elite® Mastercard
Neo World Mastercard®
Neo Mastercard
Pick your own cashback
Turn how you spend into how you earn. 2 Mastercard options — World and World Elite — and three varieties of cashback. Pick the one that pays and stop compromising.
Gas & Grocery
Cashback on what you already buy every week.
- 5% on grocery
- 3% on gas
- 4% recurring payments and 1% everything else
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Shop & Dine
Make every meal and mall trip count
- 5% on food
- 3% on shopping
- 1% everything else
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Everywhere
You can’t pin down where you spend and we won’t ask you to.
- Get up to 2% on every purchase.
- DragonPass Lounge Access⁷
Get pre-approved in minutes
Check now without a hard credit check.
MORE NEO MASTERCARD BENEFITS
Instant virtual card
Start spending before your physical card arrives.
Build your credit history
Secured credit cards are available and all Neo cards report to both TransUnion® and Equifax.
Manage your card online
Freeze your card, check your PIN, and track spending.
Add an additional cardholder
Share access with a partner, family member, or anyone you trust⁵.
Auto-Pay
Set it and forget it with automatic payments.
Next-gen security
Real-time alerts, advanced fraud monitoring, and Mastercard Zero Liability⁶.
Simplicity that doesn’t sacrifice security
Every Neo credit card comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.
- Real-time alerts
Get notified when your card is used so you’ll never find a surprising purchase on your statement.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Mastercard Zero Liability
Help protect your card from purchases that you didn’t make⁶.
