Neo Financial

Get up to $35* when you join Neo

Choose from three cashback cards designed for how you actually spend, plus accounts that help you get more from your money.

Find your best fit and get set up in minutes.

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  • $25 bonus when you get a Neo credit card*

  • $10 bonus when you open and fund a Neo Savings or Neo Chequing account*

  • Get up to 5% cashback on what you're already spending on


Neo World Elite® Mastercard

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Annual fee

$149³

Minimum income

$80,000/year

Get up to 5% cashback²

Neo World Mastercard®

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Annual fee

$0³

Minimum income

$50,000/year

Get upto 2% cashback²

Neo Mastercard

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Guaranteed approval¹

Minimum income

None

Get up to 1% cashback²

Pick your own cashback

Turn how you spend into how you earn. 2 Mastercard options — World and World Elite — and three varieties of cashback. Pick the one that pays and stop compromising.

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Gas & Grocery

Cashback on what you already buy every week.

  • Up to 5% on grocery
  • Up to 3% on gas
  • Up to 4% recurring payments and 1% everything else
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Shop & Dine

Make every meal and mall trip count

  • Up to 5% on food
  • Up to 3% on shopping
  • Up to 1% everything else
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Everywhere

You can’t pin down where you spend and we won’t ask you to.

  • Get up to 2% on every purchase.
  • DragonPass Lounge Access⁷

Not sure which card is best for you?

Get pre-qualified today. We'll let you know which cards you're eligible for before you apply.

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SMARTER ACCOUNTS FOR YOUR MONEY

Pair your card with an account that keeps more of your money working.

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Neo Savings

  • Earn 2.75%⁹ on your savings
  • No monthly or annual fees
  • Track your savings goals in the app
  • $10 bonus¹ when you deposit $50 into your account
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Neo Chequing

  • Free everyday transactions
  • No monthly or annual fees
  • Free Interac e-Transfers®
  • $10 bonus¹ when you deposit $50 into your account

HAVE A QUESTION?

Here are answers to some common questions.

Simplicity that doesn’t sacrifice security

Every Neo credit card comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.

  • Real-time alerts

    Get notified when your card is used so you’ll never find a surprising purchase on your statement.

  • Advanced fraud monitoring

    Neo uses AI to monitor for unusual activity while keeping your personal data private.

  • Mastercard Zero Liability

    Help protect your card from purchases that you didn’t make⁶.

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