The account that moves you forward.
The Neo Chequing account gives you cashback¹ on essentials, $0 NSF fees, and the tools to build your financial future all in one place.
Cashback on essentials
Earn 1% cashback¹ on gas and groceries when you add a Neo Money™ card. Everyday spending that actually pays you back.
$0 Neo Chequing account fees
Pay your bills, send Interac e-Transfer® payments, withdrawal at any ATM in Canada, and set up direct deposit.
Your money is protected
Neo is a Canadian company, and funds held in the Neo Chequing account are eligible for CDIC insurance up to $100,000.
Everything you expect from a chequing account
Best of all, you can manage your money from anywhere with the Neo app.
Free Interac e-Transfer® payments
Scheduled Interac e-Transfer® payments
Pay your bills and set up pre-authorized debits
Real-time spend tracking and categorization
Smart insights and budgeting tools
$0 NSF fees
Cashback on eligible purchases¹
Instant payments to Neo credit cards
SHARE AN ACCOUNT. STAY IN SYNC.
The convenience of sharing an account is here. With joint Neo Chequing you can see every transaction in real-time, get two Neo Money™ cards, and manage bills without the guesswork. Set up your joint account in minutes.
- One account, two owners
See every transaction in real-time with shared visibility.
- No monthly fees
Use joint accounts your way and forget the monthly fees.
- Set up in minutes
Jump right in with easy setup and no branch visits or paperwork.
- Earn cashback on essentials
Each co-owner earns their own 1% cashback¹ on gas and groceries.
- Keep your own accounts
Use your joint Neo Chequing account along with your personal chequing account.
- CDIC protection
Neo accounts are eligible for CDIC deposit protection, helping keep your funds safe.
More features coming your way
Every update is designed to help you move forward financially. Here's what's next.
- Interest-free overdraft
Cover gaps when bills come before payday with up to $300 in interest-free coverage, with no access fees and no fees for insufficient funds beyond your overdraft limit.²
- Rent reporting
Turn your rent into credit-building power. Eligible rent payments get reported to credit bureaus, helping you build credit history just by paying rent.²
- Credit history from everyday bills and subscriptions
Bills paid from your Chequing account can help build your credit history. No credit card or hard credit check required.²
- Mobile cheque deposits
Still getting cheques? Deposit them right from your phone. No branch and no ATM.²
Your money is safe with Neo
- CDIC insurance
Neo is a Canadian company, and funds held in the Neo Chequing account are eligible for CDIC insurance up to $100,000.
- Next-gen security
Neo protects your money with encryption, biometric login, 24/7 fraud monitoring, real-time alerts, and instant card freeze.
Frequency asked questions
Have a question about the Neo Chequing account? We have answers.
Start moving forward today
Open a Neo Chequing account and get more from every dollar.