Neo World Mastercard®

Up to 2% Cashback.¹

Three cashback cards for how you you actually spend. 

  • No annual fee, guaranteed approval, instant access 

  • Cashback at thousands² of partners

  • Instant cashback


Annual Fee

$0

Minimum Income

50k

Purchase interest

19.99% - 29.99%

Your Cashback Card, Your Way

Annual Fee: $0 | Personal Income: $50k | Household Income: $80k

Neo World Mastercard® - Gas & Grocery

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2%

Grocery¹

2%

Gas & EV charging¹

2%

Recurring payments⁹

0.5%

Everything else

Earn cashback on your everyday spending. With no annual fee.

Neo World Mastercard® - Shop & Dine

alt
2%

Food & Drink¹

2%

Shopping¹

0.5%

Everything else

Earn cashback on your shopping & dining. With no annual fee.

Neo World Mastercard® - Everywhere

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1%

Everything

Earn unlimited cashback everywhere. With no annual fee.

Need cashback, not the annual fee? Compare our no-fee cashback cards.

Special features

Benefits with serious range. Get more from your credit card.

Everywhere

Instant card access

No more waiting. Get your digital card instantly upon approval.

Additional cashback offers

Shop at over 10,000 partners across Canada to earn additional, instant cashback.²

Costco® exclusive

Mastercard is the exclusive credit card accepted at Costco warehouses across Canada.

Financial insights

Take a bird’s eye view of your finances with a live, personalized view of your spending.

More from Mastercard

Access exclusive Mastercard offers from partners like H&R Block, FlexiRoam, Fubo & more.

Schedule payments

Focus on what matters and never miss a monthly payment with auto-pay.

Security you can depend on

Advanced safety technologies working together with one simple goal: Keeping you secure and protected.

  • Advanced fraud monitoring

    Neo uses AI to monitor for unusual activity while keeping your personal data private.

  • Stay in control

    Freeze your card, view and change your pin, and dispute transactions, all from your phone.

  • Mastercard Zero Liability³

    Help protect your card from purchases you didn’t make.

everywhere

Need cashback, not the annual fee?

Compare our no-fee cashback cards and find the one that fits your spending habits.

Neo World Mastercard® - Gas & Grocery

card
2%

Grocery¹

2%

Gas & EV charging¹

2%

Recurring payments⁹

0.5%

Everything else

Earn cashback on your everyday spending. With no annual fee.

Neo World Mastercard® – Shop & Dine

alt
2%

Food & Drink¹

2%

Shopping¹

0.5%

Everything else

Earn cashback on your shopping & dining. With no annual fee.

Neo World Mastercard® – Everywhere

alt
1%

Everything

Earn cashback everywhere. With no annual fee.

HAVE A QUESTION?

Here's some common questions about Neo credit cards.