Apply and you'll enter to win your share of over $100,000. Limited time offer.
See full contest rules here.
Neo World Mastercard®
Earn up to $600 in cashback.*
Cashback¹, three ways: Earn what you spend most on.
- Gas & Grocery: 2% on groceries, gas, EV charging and recurring payments⁹
- Shop & Dine: 2% on food, drinks and shopping
- Everywhere: 1% cashback on everything
$100k Dream Giveaway
No annual fee and get instant access
Up to 15% cashback at thousands² of partners
See if you qualify first—no hard credit check, no impact to your credit score†
Annual Fee
$0
Minimum Income
50k
Purchase interest
19.99% - 29.99%
Your Cashback Card, Your Way
Annual Fee: $0 | Personal Income: $50k | Household Income: $80k
Neo World Mastercard® - Gas & Grocery
2%
Grocery¹
2%
Gas & EV charging¹
2%
Recurring payments⁹
0.5%
Everything else
Earn up to $600 in cashback. With no annual fee.
Neo World Mastercard® - Shop & Dine
2%
Food & Drink¹
2%
Shopping¹
0.5%
Everything else
Earn up to $330 in cashback. With no annual fee.
Neo World Mastercard® - Everywhere
Find the right Neo card for you with no hard credit check
You may have more options than you think. See what’s available to you first‡.
Start with your details
1
Even if you began on a specific Neo credit card page, the information you provide may show that other Neo credit cards are available to you.
Review your options
2
We’ll show you Neo credit cards you may be eligible for based on the details you provide. This is a pre-qualification step only—it is not an application and will not impact your credit score.
Choose and apply
3
Select the card that best suits you. A hard credit check and formal terms and conditions apply only if you choose to continue with an application.
Special features
Benefits with serious range. Get more from your credit card.
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Instant card access
No more waiting. Get your digital card instantly upon approval.
Additional cashback offers
Shop at thousands of Neo partners across Canada to earn additional, instant cashback.²
Costco® exclusive
Mastercard is the exclusive credit card accepted at Costco warehouses across Canada.
Financial insights
Take a bird’s eye view of your finances with a live, personalized view of your spending.
More from Mastercard
Access exclusive Mastercard offers from partners like H&R Block, FlexiRoam, Fubo & more.
Schedule payments
Focus on what matters and never miss a monthly payment with auto-pay.
Security you can depend on
Advanced safety technologies working together with one simple goal: Keeping you secure and protected.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Stay in control
Freeze your card, view and change your pin, and dispute transactions, all from your phone.
- Mastercard Zero Liability³
Help protect your card from purchases you didn’t make.
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HAVE A QUESTION?
Here's some common questions about Neo credit cards.