Earn up to $600 in cashback.*
Cashback¹, three ways: Earn what you spend most on.
- Gas & Grocery: 2% on groceries, gas, EV charging and recurring payments⁹
- Shop & Dine: 2% on food, drinks and shopping
- Everywhere: 1% cashback on everything
No annual fee and get instant access
Up to 15% cashback at thousands² of partners
Annual Fee
$0
Minimum Income
50k
Purchase interest
19.99% - 29.99%
Your Cashback Card, Your Way
Annual Fee: $0 | Personal Income: $50k | Household Income: $80k
Neo World Mastercard® - Gas & Grocery
Grocery¹
Gas & EV charging¹
Recurring payments⁹
Everything else
Earn up to $600 in cashback. With no annual fee.
Neo World Mastercard® - Shop & Dine
Food & Drink¹
Shopping¹
Everything else
Earn up to $330 in cashback. With no annual fee.
Neo World Mastercard® - Everywhere
Special features
Benefits with serious range. Get more from your credit card.
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Instant card access
No more waiting. Get your digital card instantly upon approval.
Additional cashback offers
Shop at thousands of Neo partners across Canada to earn additional, instant cashback.²
Costco® exclusive
Mastercard is the exclusive credit card accepted at Costco warehouses across Canada.
Financial insights
Take a bird’s eye view of your finances with a live, personalized view of your spending.
More from Mastercard
Access exclusive Mastercard offers from partners like H&R Block, FlexiRoam, Fubo & more.
Schedule payments
Focus on what matters and never miss a monthly payment with auto-pay.
Security you can depend on
Advanced safety technologies working together with one simple goal: Keeping you secure and protected.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Stay in control
Freeze your card, view and change your pin, and dispute transactions, all from your phone.
- Mastercard Zero Liability³
Help protect your card from purchases you didn’t make.
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HAVE A QUESTION?
Here's some common questions about Neo credit cards.