Joint Neo Chequing

SHARE AN ACCOUNT. STAY IN SYNC.

The convenience of sharing an account is here. See every transaction in real-time, get two Neo Money™ cards, and manage bills without the guesswork. Set up your joint account in minutes.

Rated 4.8/5 on the app stores
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One account, two owners

See every transaction in real-time with shared visibility.

No monthly fees

Use joint accounts your way and forget the monthly fees.

Setup in minutes

Jump right in with easy setup and no branch visits or paperwork.

Earn cashback on essentials

Each co-owner earns their own 1% cashback¹ on gas and groceries.

Keep your own accounts

Use your joint Neo Chequing account along with your personal chequing account.

CDIC protection

Neo accounts are eligible for CDIC deposit protection, helping keep your funds safe.

SEE ALL ACCOUNT ACTIVITY IN REAL‑TIME

No more end-of-the-month surprises. No more "Did you pay that?" moments. With real-time visibility, both co-owners can see every transaction as it happens.

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EARN ON SHARED PURCHASES

Pay with the Neo Money™ card and get 1% cashback¹ on gas and groceries. Plus more from cashback offers at over 10,000 Neo partners across Canada.

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SHARE MONEY WITHOUT REPLACING YOUR ACCOUNT

A joint account complements your existing accounts. Your personal Neo Chequing account can stay the same. You simply get another way to manage money together.

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EVERYTHING YOU EXPECT FROM A CHEQUING ACCOUNT

Manage your money from anywhere with the Neo app.

Free Interac e-Transfer® payments

Schedule or automate your transfers

Pay your bills and set up pre-authorized debits

Real-time spend tracking and categorization

Smart insights and budgeting tools

$0 NSF fees

GET A JOINT ACCOUNT IN MINUTES

1.

Open an account online

Add a new joint Neo Chequing account or turn your existing one into a joint account.

2.

Invite your co-owner

Share an account with someone you trust, whether it’s a partner, or family member.

3.

Start managing money together

You can both add on Neo Money™ cards to start earning cashback right away.

HAVE A QUESTION?