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Make your money work smarter with Neo Financial. Learn about credit building, saving, smart spending, and more on our personal finance blog.
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Does paying your credit card twice a month help your credit score?
Paying twice a month doesn’t directly boost your score, but it can lower your utilization when it counts. Here’s what credit bureaus actually measure.
The best high-interest savings accounts (HISAs) in Canada for 2026
Most savings accounts lead with their biggest rate. We break down what you actually earn after the promotional window closes.
Bad credit car loans in Canada: How to get approved
Bad credit car loans are available in Canada, but the terms vary widely. Here’s how to find one that won’t cost you more than the car itself.
Best HISA ETFs in Canada for 2026: Top options compared
HISA ETFs let you earn interest on idle cash inside your brokerage account, but they're not right for everyone. Here's what to know before you buy.
Alternatives to Nyble credit-building loans: What works and what doesn't?
"The question, with credit building micro-loans, is whether the credit bureaus recognize them as being something that is worthwhile and do the lenders that see that data as something useful."
What's the average credit score in Canada (and how to improve yours)
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.
Credit
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How to read your credit card statement
Statement balance, current balance, due date, closing date—here's what every line on your credit card statement actually means.
How to choose the right credit card for you
The wrong credit card can cost you. Learn how to sift through the dizzying array of credit cards out there and find the best one for you.
The best secured credit cards in Canada: A 2026 guide
Many secured credit cards charge fees and offer nothing back, but there are some that reward your spending while building your credit history. Here’s how to find one that actually works for you.
Credit score
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How to rebuild your credit after a consumer proposal
Learn how to rebuild your credit after a consumer proposal with five concrete steps, from using a secured credit card to resisting credit creep.
Does paying your credit card twice a month help your credit score?
Paying twice a month doesn’t directly boost your score, but it can lower your utilization when it counts. Here’s what credit bureaus actually measure.
Alternatives to Nyble credit-building loans: What works and what doesn't?
"The question, with credit building micro-loans, is whether the credit bureaus recognize them as being something that is worthwhile and do the lenders that see that data as something useful."
Savings
View AllThe best high-interest savings accounts (HISAs) in Canada for 2026
Most savings accounts lead with their biggest rate. We break down what you actually earn after the promotional window closes.
Best HISA ETFs in Canada for 2026: Top options compared
HISA ETFs let you earn interest on idle cash inside your brokerage account, but they're not right for everyone. Here's what to know before you buy.
Should I open a high-interest savings account?
Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.
Budgeting & Debt
View AllBad credit car loans in Canada: How to get approved
Bad credit car loans are available in Canada, but the terms vary widely. Here’s how to find one that won’t cost you more than the car itself.
Joint account tax implications in Canada: Who pays what to the CRA?
Interest, dividends, and capital gains earned in a joint account are all taxable, but they aren’t necessarily split 50/50. Here’s what the CRA actually expects you to report.
How to keep your house through a consumer proposal in Canada
If your home equity in lower than the bankruptcy exemption in your province (less than $10,783 in Ontario, for example), your proposal can be lower than the amount you owe, even if you own house.
Spending
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Should you open a joint chequing account? Here’s what you need to know
Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.
How to open a joint bank account in Canada
Opening a joint bank account in Canada is easier than most people think—but knowing what you're signing up for matters. Here's everything you need to know about opening a shared account.
4 no-fee Canadian bank accounts you should know about in 2026
If you are searching for the best no-fee bank account in Canada, these four options charge zero monthly fees while still offering competitive interest, unlimited transactions, and modern digital tools.
New from Neo
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What to know as a first-time homebuyer in Canada
Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.