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Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.
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Here are the best no-fee joint bank accounts in Canada
Get all the features of a joint account with none of the fees. Compare Neo, Wealthsimple, EQ Bank and Tangerine.
The best youth savings accounts in Canada
The best youth savings accounts in Canada charge no monthly fees, pay a competitive interest rate, and give your child access to app-based banking so they can watch their balance grow.
The difference between chequing and savings accounts in Canada
A chequing account is for daily spending; a savings account earns interest. Here's how to use both.
How to increase your credit card limit in Canada
Learn how to increase your credit card limit in Canada, lower your credit utilization, and improve your credit score step by step.
Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?
Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.
Do secured credit cards actually build credit?
A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.
Credit
View AllHow to increase your credit card limit in Canada
Learn how to increase your credit card limit in Canada, lower your credit utilization, and improve your credit score step by step.
Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?
Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.
Do secured credit cards actually build credit?
A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.
Spending
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Should I open a high-interest savings account
Learn why you should consider opening a high interest savings account and how to find the best one for your needs. Unlock higher returns with Neo Financial™ today!
Here are the best no-fee joint bank accounts in Canada
Get all the features of a joint account with none of the fees. Compare Neo, Wealthsimple, EQ Bank and Tangerine.
The complete guide to joint accounts in Canada
What is a joint bank account? Learn how joint accounts work in Canada, who can open one, the pros and cons, and how to pick the right account.
Budgeting & Debt
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How to avoid overdraft & NSF fees in Canada
Set up low-balance alerts on your chequing account, link a backup funding source like a line of credit, and use a financial institution like Neo that notifies you before a payment fails.
How do I stop automatic payments from my bank account?
If an unauthorized payment has already been withdrawn, you have 90 days to file a reimbursement claim under Payments Canada's PAD rules.
Frozen bank account? Here's what to do (and what not to do)
Don't panic! Here's a game plan—including everything you need to know and do—for dealing with a frozen bank account in Canada.
New from Neo
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Alberta Separation: The unanswered questions about Albertans’ finances
Regardless of where you sit on the debate, every Albertan deserves to understand how a separation from Canada could impact their finances.
What to know as a first-time homebuyer in Canada
Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Savings
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4 high-interest savings account (HISA) ETFs Canadians should know
Looking for a low-risk place to park cash inside a brokerage account? Consider these four HISA ETFs.
The best high interest savings accounts in Canada (2026)
Not all savings account rates are created equal. Here's how to find one that actually works for you.
The best youth savings accounts in Canada
The best youth savings accounts in Canada charge no monthly fees, pay a competitive interest rate, and give your child access to app-based banking so they can watch their balance grow.