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Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.

A phone showing a Neo app screen opened on a person's Neo Savings account, one of the best high-interest savings accounts in Canada.

The best high interest savings accounts in Canada (2026)

Not all savings account rates are created equal. Here's how to find one that actually works for you.

Two people looking at a phone screen as they decide to open a no-fee joint account in Canada

Here Are The Top 3 No-Fee Joint Bank Accounts in Canada

These are the best joint accounts in Canada that have no monthly fees, require no minimum balance and benefit from CDIC coverage.

Best youth savings accounts in Canada: Three young friends smiling for a photo

The Best Youth Savings Accounts in Canada

The best youth bank account in Canada charge no monthly fees, pay a competitive interest rate, and give your child access to app-based banking so they can watch their balance grow.

A phone showing a Neo app screen opened on a person's Neo Savings account, one of the best high-interest savings accounts in Canada.

The best high interest savings accounts in Canada (2026)

Not all savings account rates are created equal. Here's how to find one that actually works for you.

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A person accessing their Neo Financial Savings Account on their smartphone

The difference between chequing and savings accounts in Canada

A chequing account is for daily spending; a savings account earns interest. Here's how to use both.

HISA ETFs: A jar of coins, symbolizing high-interest savings

4 High Interest Savings Accounts (HISA) ETFs Canadians Should Know

Looking for a low-risk place to park cash inside a brokerage account? Consider these four HISA ETFs.

A person in a work setting using their laptop while talking on the phone to somebody about how to increase their credit card limit in Canada

How to increase your credit card limit in Canada

Learn how to increase your credit card limit in Canada, lower your credit utilization, and improve your credit score step by step.

Two friends walking alongside their bicycles, discussing the pros and cons of the Wealthsimple credit card vs. Neo Everywhere card

Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?

Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.

Two people having dinner in a restaurant, looking at their joint chequing account on a smartphone

Should you open a joint chequing account? Here’s what you need to know

Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.

A rear-view shot of four young adults walking up a wide, rustic metal staircase outdoors on a sunny day, symbolizing the step-by-step progress of using secured credit cards to build credit in Canada.

Do secured credit cards actually build credit?

A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.

Credit

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A person in a work setting using their laptop while talking on the phone to somebody about how to increase their credit card limit in Canada

How to increase your credit card limit in Canada

Learn how to increase your credit card limit in Canada, lower your credit utilization, and improve your credit score step by step.

Two friends walking alongside their bicycles, discussing the pros and cons of the Wealthsimple credit card vs. Neo Everywhere card

Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?

Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.

A rear-view shot of four young adults walking up a wide, rustic metal staircase outdoors on a sunny day, symbolizing the step-by-step progress of using secured credit cards to build credit in Canada.

Do secured credit cards actually build credit?

A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.

Spending

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Two people having dinner in a restaurant, looking at their joint chequing account on a smartphone

Should you open a joint chequing account? Here’s what you need to know

Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.

A happy couple sitting on a sofa and looking at their smartphones, illustrating how to manage a joint bank account in Canada.

The complete guide to joint accounts in Canada

What is a joint bank account? Learn how joint accounts work in Canada, who can open one, the pros and cons, and how to pick the right account.

A person fuels up their car at a gas station, a transaction that can unlock cashback if paid for with the best gas credit card in Canada

These credit cards earn the most cashback on gas in Canada

Compare the best gas credit cards in Canada by cashback rate, annual fee, and perks. See which card gives you the highest return at the pump in 2026.

Budgeting & Debt

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A person contemplating how to waive overdraft fees and non-sufficient fund fees in Canada

How to Avoid Overdraft & NSF Fees in Canada

Set up low-balance alerts on your chequing account, link a backup funding source like a line of credit, and use a financial institution like Neo that notifies you before a payment fails.

A continuously printing receipt, signifying automatic payments from a bank account

How Do I Stop Automatic Payments from My Bank Account?

If an unauthorized payment has already been withdrawn, you have 90 days to file a reimbursement claim under Payments Canada's PAD rules.

A person accessing a frozen bank account in Canada via their mobile phone

Frozen Bank Account? Here's What to Do (and What Not to Do)

Don't panic! Here's a game plan—including everything you need to know and do—for dealing with a frozen bank account in Canada.

New from Neo

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An Albertan reviewing financial documents, pension statements, and Canadian cash at a table, highlighting the potential financial impact of the Alberta separation referendum.

Alberta Separation: The unanswered questions about Albertans’ finances

Regardless of where you sit on the debate, every Albertan deserves to understand how a separation from Canada could impact their finances.

A person researching what they need to know as a first-time homebuyer in Canada

What to Know as a First-Time Homebuyer in Canada

Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.

Neo Financial Teams Up with CEBL

Neo Financial Teams Up with CEBL

The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.

Savings

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A phone showing a Neo app screen opened on a person's Neo Savings account, one of the best high-interest savings accounts in Canada.

The best high interest savings accounts in Canada (2026)

Not all savings account rates are created equal. Here's how to find one that actually works for you.

Two people looking at a phone screen as they decide to open a no-fee joint account in Canada

Here Are The Top 3 No-Fee Joint Bank Accounts in Canada

These are the best joint accounts in Canada that have no monthly fees, require no minimum balance and benefit from CDIC coverage.

Best youth savings accounts in Canada: Three young friends smiling for a photo

The Best Youth Savings Accounts in Canada

The best youth bank account in Canada charge no monthly fees, pay a competitive interest rate, and give your child access to app-based banking so they can watch their balance grow.