Neo Learn

Make your money work smarter with Neo Financial. Learn about credit building, saving, smart spending, and more on our personal finance blog.

Three teens walking side-by-side on a sunny day, trying to find out what age they can get a credit card in Canada

At what age can you get a credit card in Canada?

In Canada, you need to be 18 or 19 to get your own credit card, depending on your province. Learn what options exist if you’re under 18 (spoiler: it’s not just credit cards!).

A person sits in a modern living room sipping coffee, wondering if they should open a high-interest savings account in Canada

Should I open a high-interest savings account?

Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.

A person sitting by a desk, calculating what a good interest rate on a savings account in Canada is

What’s a good interest rate for a savings account in 2026?

There’s no magic number. A good savings rate is the one that fits your goals, your timeline, and what you actually earn once the promo ends.

Three teens walking side-by-side on a sunny day, trying to find out what age they can get a credit card in Canada

At what age can you get a credit card in Canada?

In Canada, you need to be 18 or 19 to get your own credit card, depending on your province. Learn what options exist if you’re under 18 (spoiler: it’s not just credit cards!).

Recommended for you

Four friends smiling as they hang out on a couch, talking about whether they can get credit cards as international students in Canada

Can international students get a credit card in Canada?

International students can qualify for Canadian credit cards without permanent residency. Here's what you need to know.

A person holding a phone to his ear, as he speaks to someone about Canadian bankruptcy exemptions and the surprising things he can keep during bankruptcy

What can they take during bankruptcy in Canada—and what can you keep?

Federal and provincial rules protect essentials like your vehicle, clothing, and retirement savings—often more than people expect.

An immigrant who just moved to Canada rummaging through their bag while reading a newcomer financial guide

Your first 90 days in Canada: A newcomer’s financial guide

Your first 90 days in Canada set the tone for everything money-related. Open accounts, build credit, budget, save, and send money home—here’s the plan.

Neo’s declassified financial survival guide for your 20s

Neo’s declassified financial survival guide for your 20s

Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success

A Canadian using their smartphone to access the Neo app, where they are monitoring the accounts and cards they have with their Neo membership

What are Neo memberships?

Neo memberships unlock perks, savings rates, and credit tools on top of your card and account rewards. Compare Essentials, Start, Build and Grow features to find your fit.

A person using Neo Financial, a top Canadian virtual bank

Canadian fintech platforms are gaining ground over big banks—here's why

That shift is accelerating as digital-only players like Neo Financial deliver tangible financial advantages that the Big Five have been slow to match.

Credit

View All
Three teens walking side-by-side on a sunny day, trying to find out what age they can get a credit card in Canada

At what age can you get a credit card in Canada?

In Canada, you need to be 18 or 19 to get your own credit card, depending on your province. Learn what options exist if you’re under 18 (spoiler: it’s not just credit cards!).

Four friends smiling as they hang out on a couch, talking about whether they can get credit cards as international students in Canada

Can international students get a credit card in Canada?

International students can qualify for Canadian credit cards without permanent residency. Here's what you need to know.

An immigrant who just moved to Canada rummaging through their bag while reading a newcomer financial guide

Your first 90 days in Canada: A newcomer’s financial guide

Your first 90 days in Canada set the tone for everything money-related. Open accounts, build credit, budget, save, and send money home—here’s the plan.

Credit score

View All
A group of four friends laying on a carpet, talking about how to build your credit from scratch as a Canadian immigrant

How to build your credit from scratch as a Canadian immigrant

Your credit history doesn't transfer to Canada. Here's how to build credit from the ground up in six to 12 months.

A person using a mobile app to check their credit score in Canada on a smartphone while standing with an electric scooter.

What’s the average credit score in Canada in 2026?

What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and where you fall on the spectrum.

A stressed person leaning against a sofa with a book open on their face as they learn about the inconvenient truth of credit builder loans in Canada

The inconvenient truth about credit builder loans in Canada

Before you lock your money away in a credit builder loan, read this.

Savings

View All
A person sits in a modern living room sipping coffee, wondering if they should open a high-interest savings account in Canada

Should I open a high-interest savings account?

Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.

A person sitting by a desk, calculating what a good interest rate on a savings account in Canada is

What’s a good interest rate for a savings account in 2026?

There’s no magic number. A good savings rate is the one that fits your goals, your timeline, and what you actually earn once the promo ends.

A phone showing a Neo app screen opened on a person's Neo Savings account, one of the best high-interest savings accounts in Canada.

The best high-interest savings accounts (HISAs) in Canada for 2026

Most savings accounts lead with their biggest rate. We break down what you actually earn after the promotional window closes.

Budgeting & Debt

View All
A person holding a phone to his ear, as he speaks to someone about Canadian bankruptcy exemptions and the surprising things he can keep during bankruptcy

What can they take during bankruptcy in Canada—and what can you keep?

Federal and provincial rules protect essentials like your vehicle, clothing, and retirement savings—often more than people expect.

Neo’s declassified financial survival guide for your 20s

Neo’s declassified financial survival guide for your 20s

Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success

A person sitting with their back against a wall, research "what is a cash advance" on their computer

What is a cash advance? Here’s how this short-term loan works in Canada

Cash advances help you bridge the gap between paycheques. Here’s how they work, what they cost, and what to know before you use one.

Spending

View All
A person using Neo Financial, a top Canadian virtual bank

Canadian fintech platforms are gaining ground over big banks—here's why

That shift is accelerating as digital-only players like Neo Financial deliver tangible financial advantages that the Big Five have been slow to match.

How to open a bank account as an international student in Canada: A student standing in front of an ATM

How to open a bank account when you’re an international student in Canada

International students can open a Canadian bank account with a valid ID and proof of a Canadian address—no SIN required. Here are the steps.

Two people having dinner in a restaurant, looking at their joint chequing account on a smartphone

Should you open a joint chequing account? Here’s what you need to know

Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.

New from Neo

View All
A Canadian using their smartphone to access the Neo app, where they are monitoring the accounts and cards they have with their Neo membership

What are Neo memberships?

Neo memberships unlock perks, savings rates, and credit tools on top of your card and account rewards. Compare Essentials, Start, Build and Grow features to find your fit.

A person researching what they need to know as a first-time homebuyer in Canada

What to know as a first-time homebuyer in Canada

Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.

An Albertan reviewing financial documents, pension statements, and Canadian cash at a table, highlighting the potential financial impact of the Alberta separation referendum.

Alberta Separation: The unanswered questions about Albertans’ finances

Regardless of where you sit on the debate, every Albertan deserves to understand how a separation from Canada could impact their finances.