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No More Ls

A Canadian woman walking down the street, carrying a shopping haul from her gift cards she forgot about. Find out if they expire.

Need shopping money? Check your junk drawer for forgotten GCs

If you’re letting your gift cards sit in a drawer, it’s time to go on a shopping spree. But first, find out the rules and laws for old gift cards.

Do you pay yourself first?

Saving more money doesn’t have to be an impossible dream. Putting a greater priority on a disciplined savings plan can make it simple and stress free.

A Canadian man seated in his kitchen, wondering if he's over paying on his utilities bills, including heat, hydro, water and electricity.

Do you overpay for utilities?

Most of us just pay and move on. But a little effort upfront could make a noticeable difference in your wallet.

A Canadian woman trying to apply for credit online and not understanding why her credit score has unchanged and why she's being charged more in interest.

Not understanding how to improve your credit score will cost you

Having a low credit score, and not being able to lift it can cost you money (in the thousands!), plus stress and time.

Two Canadian men talking about the recent Bank of Canada announcement and how it will impact their finances.

How the Bank of Canada’s interest rate announcement affects Canadians

The new rate was just announced. Find out what it means for your savings—and for affordability.

A Canadian woman negotiating a pay increase with her potential boss.

Changing jobs? Time to negotiate a better pay rate

They say never accept a first offer. Whoever “they” are, they just might be right. Here’s how to negotiate more pay.

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