All Articles

Reader Questions

Expert answers for your questions

A Canadian pensioner in his kitchen, unpacking groceries, as his phone app looks at his low fixed-income pension budget.

How can I reduce costs on a limited pension?

This Canadian pensioner wants to know how they can afford the basic necessities on a limited income.

Latest Articles
A Canadian woman hosting a barbecue at her home she just bought while earning a limited pension. A phone showing a mortgage calculator.

Can someone buy a house on a limited pension?

Can Canadians approaching retirement afford to buy a house on a limited pension? Find out what one certified financial planner advises his clients to do.

A Canadian woman shopping while also checking her credit score on her phone, which shows an excellent improved credit score of 812.

Chicken or egg: Do you save or spend when trying to build credit?

MYTH: Spending more will help you build credit faster. But before you turn to specialized products, practice the basics of building credit and saving.

A Canadian retiree, enjoying himself on a vacation, with a phone screenshot showing the tax implications of withdrawing money from RRSPs.

What’s the best way to draw down my RRSPs over five years?

You can pay less tax and improve your financial future by choosing the right decumulation strategy for your registered retirement savings plans.

A graduating class of Canadian students, throwing their mortarboard caps in the air, and a cellphone showing school fees bill that's outstanding.

Can you pay for college with a credit card?

Is it possible for Canadian students to pay for college with your credit card, and if so, should you?

A group of Canadian friends at a bar, including a woman in a wheelchair, celebrating her birthday with a few drinks, so she's obviously older than 18. A cellphone showing instructions on how to open an RDSP.

Can you open an RDSP after you turn 18?

This Canadian mom wants to know if she can open an RDSP for her son, and if she can open one for herself, too.

A Canadian woman smiling at age 60, because she has retired with enough money despite not having an employer pension. A cellphone with a mortgage calculator on the screen.

How much money will I need to retire at 60?

Determining your retirement savings needs starts with knowing how much you spend now—and factoring in how life will change as you age.

123456