Reader Questions
Expert answers for your questions

How to get into the stock market in a safe way
New to investing? Here’s how to get started, manage risk, keep fees low and stay invested for the long haul.

What are my options for building real wealth without the stock market?
Not interested in investing in the stock market or cryptocurriencies You do have options on growing real wealth.

When does it make sense to upgrade to a heat pump?
Electrifying your HVAC system has clear environmental benefits, but the financials are more complex. Here are some factors to consider.

What happens to my assets upon death if I am single and have no dependants?
Not sure what will happen to your valuables if you were to pass away with no kids or partner in tow? Read this week’s reader question column to find out.

Retirement savings (and spending) strategies to beat inflation
Retirees have fewer sources of income they can use to cope with rising living costs. But strategic planning can prevent inflation from gobbling up retirement savings.

How to stretch your paycheque, improve credit and avoid payday loans
Sometimes funds run out before payday arrives. Holistic budgeting, credit score boosting activities and patience can help you fix this issue before going bust.

How can Gen Z (and younger Canadians) learn how to spend and save responsibly?
Parents have competition when it comes to teaching their kids to be financially literate, from FinTok to AI. Here’s how to go back to basics.