Reader Questions
Expert answers for your questions

Can you open an RDSP after you turn 18?
This Canadian mom wants to know if she can open an RDSP for her son, and if she can open one for herself, too.

How much money will I need to retire at 60?
Determining your retirement savings needs starts with knowing how much you spend now—and factoring in how life will change as you age.

How to vet a financial advisor
The biggest money mistake you’ll make could be choosing the wrong financial advisor for your needs. Here are the qualities to look for.

Understanding debt consolidation: what it is, how it works, and how to choose the right option
A quick guide to consolidating debt in Canada, including the pros and cons of loans, balance transfers, credit counselling programs and consumer proposals.

With issues like the war in Iran and tariffs, how screwed is our generation?
A planner looks at how young Canadians can focus on investing, career and personal finance during challenging times.

How to access emergency funds on a limited income
Find out how Canadians on a limited income—from a social support program, for example—can access emergency money and still build credit.

What does pre-approved credit mean?
Were you notified that you have access to pre-approved credit? Find out what that means, from credit cards to mortgages, and if you should use it.