Reality Cheque
Reality Cheque
Laptop acting up? Here’s how to repair your stuff for free
Fixing our belongings has become more difficult and expensive. Volunteer-led repair cafes are doing it for free to save people money and reduce waste.
True or False: A line of credit is a good emergency fund
Should you rely on a line of credit as your emergency fund, or build up your cash savings over time?
True or False: I need a university degree to become wealthy
Whether you’re planning your future, thinking about going back to school or just looking at your options, find out if you *have* to go to university to earn more.
True or False: Your credit score only matters if you’re making a major purchase
If you’re only looking at your credit score when you’re about to buy something big, it’s time to rethink things.
Is it true that closing old credit cards boosts your score?
You might think you’re tidying up your credit situation, which should be a good thing for your credit score… or is it?
True or false: You’ll save more when you earn more
If you’re realistic and disciplined about your needs—and can resist some of those impulse buys—growing your income can mean growing your savings.
True or False: “It’s more rewarding to pay off debt than to save money”
Is paying off debt versus adding to your savings easier because it feels good? Not so fast, a financial therapist says is harder to tackle...