Publié le 5 octobre 2026 · 2 min read
No one likes receiving them. We all like to save on them. Bills.
In the bills edition of the Get This podcast, we get into the awkward math of splitting dinner with friends, the Q4 window for cheaper phone and internet plans, and how to negotiate without turning every conversation into a standoff. Sales trainer Christopher Kelly of Sandler Toronto walks through win-win tactics you can use on a phone plan, a salary, or even the cheque at the end of the table. Use these tips and you could pocket about $560.
Don’t forget to like and subscribe!
How to split the bill with friends (00:51)
Facing an affordability crunch, more Canadians are splitting restaurant tabs—and getting stuck paying for someone else’s steak. We talk through when to speak up, what hosts owe the table, and why a two-second “are we splitting?” before you order beats an awkward e-transfer after.
Get more info:
- How to split the bill at dinner—minus the awkwardness
- How much does it actually cost to dine out in Canada?
- Friends with money: How income gaps reshape relationships
How to save money on your phone bill (07:50)
Telecom veteran Mohammed Halabi says Q4 (Black Friday through the holidays) is the one window when devices and plans go on sale at the same time. We cover switching providers, bundling internet, skipping the 120 GB upsell, and shopping Costco or Best Buy before you sign.
Get more info:
- When is the best time to buy a cellphone?
- How to negotiate bills when you have no leverage
- How a 12-minute call saved me more than $2,000
- A 90-day financial guide for newcomers to Canada (plus automating bills)
How to negotiate a win-win (17:38)
Christopher Kelly of Sandler Toronto shares why emotions can tank a deal, how to set your walk-away point, and why collaborative negotiation beats “that’s it, I’m out.”
Get more info:
Watch more Get This:

The Get Editors
The Get is owned by Neo Financial, led by an editorial team of editors and journalists independent from Neo Financial. This online magazine and newsletter is part of our mission to empower Canadians with money, arming them with the latest news and information around finance and money culture in Canada. The Get editorial team aims to create the most accurate and impartial news coverage that you can trust.
The Get is owned by Neo Financial Technologies Inc. and the content it produces is for informational purposes only. Any views and opinions expressed are those of the individual authors or The Get editorial team and do not necessarily reflect the official policy or position of Neo Financial Technologies Inc. or any of its partners or affiliates.
Nothing in this newsletter is intended to constitute professional financial, legal, or tax advice, and should not be the sole source for making any financial decisions. Past performance is not a guarantee of future results. Neo Financial Technologies Inc. does not endorse any third-party views referenced in this content. Always do your due diligence before deciding what to do with your money.
© 2026 Neo Financial Technologies Inc. All rights reserved.





