Published on October 5, 2026 · 2 min read
No one likes receiving them. We all like to save on them. Bills.
In the bills edition of the Get This podcast, we get into the awkward math of splitting dinner with friends, the Q4 window for cheaper phone and internet plans, and how to negotiate without turning every conversation into a standoff. Sales trainer Christopher Kelly of Sandler Toronto walks through win-win tactics you can use on a phone plan, a salary, or even the cheque at the end of the table. Use these tips and you could pocket about $560.
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How to split the bill with friends (00:51)
Facing an affordability crunch, more Canadians are splitting restaurant tabs—and getting stuck paying for someone else’s steak. We talk through when to speak up, what hosts owe the table, and why a two-second “are we splitting?” before you order beats an awkward e-transfer after.
Get more info:
- How to split the bill at dinner—minus the awkwardness
- How much does it actually cost to dine out in Canada?
- Friends with money: How income gaps reshape relationships
How to save money on your phone bill (07:50)
Telecom veteran Mohammed Halabi says Q4 (Black Friday through the holidays) is the one window when devices and plans go on sale at the same time. We cover switching providers, bundling internet, skipping the 120 GB upsell, and shopping Costco or Best Buy before you sign.
Get more info:
- When is the best time to buy a cellphone?
- How to negotiate bills when you have no leverage
- How a 12-minute call saved me more than $2,000
- A 90-day financial guide for newcomers to Canada (plus automating bills)
How to negotiate a win-win (17:38)
Christopher Kelly of Sandler Toronto shares why emotions can tank a deal, how to set your walk-away point, and why collaborative negotiation beats “that’s it, I’m out.”
Get more info:
Watch more Get This:
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