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Make your money work smarter with Neo Financial. Learn about credit building, saving, smart spending, and more on our personal finance blog.
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The best no-fee credit cards in Canada for maximum gas cashback
We did the math. Here’s a breakdown of the best no-fee gas cashback credit cards in Canada that can save you the most money at the pump.
Secured Credit Cards vs. Prepaid Cards: What’s the difference?
Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.
What’s the average credit score in Canada in 2026?
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and where you fall on the spectrum.
Should I get a student credit card?
Student credit cards in Canada don’t quite live up to their name. Here’s what actually makes sense for most students.
What does available credit mean?
Your credit limit and your available credit aren't the same. Here's what available credit actually means, how it's calculated, and why keeping it high is one of the easiest wins for your credit health.
What is an outstanding balance on a credit card?
Think of your outstanding balance as the real-time tab on your credit card. Here’s what it includes and why keeping an eye on it keeps your finances in check.
Credit
View AllThe best no-fee credit cards in Canada for maximum gas cashback
We did the math. Here’s a breakdown of the best no-fee gas cashback credit cards in Canada that can save you the most money at the pump.
Secured Credit Cards vs. Prepaid Cards: What’s the difference?
Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.
Should I get a student credit card?
Student credit cards in Canada don’t quite live up to their name. Here’s what actually makes sense for most students.
Credit score
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How to build your credit from scratch as a Canadian immigrant
Your credit history doesn't transfer to Canada. Here's how to build credit from the ground up in six to 12 months.
What’s the average credit score in Canada in 2026?
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and where you fall on the spectrum.
The inconvenient truth about credit builder loans in Canada
Before you lock your money away in a credit builder loan, read this.
Savings
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The best high-interest savings accounts (HISAs) in Canada for 2026
Most savings accounts lead with their biggest rate. We break down what you actually earn after the promotional window closes.
Best HISA ETFs in Canada for 2026: Top options compared
HISA ETFs let you earn interest on idle cash inside your brokerage account, but they're not right for everyone. Here's what to know before you buy.
Should I open a high-interest savings account?
Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.
Budgeting & Debt
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What is a cash advance? Here’s how this short-term loan works in Canada
Cash advances help you bridge the gap between paycheques. Here’s how they work, what they cost, and what to know before you use one.
OSAP: Who qualifies, how much you get, and what to do when it falls short
OSAP can lighten school fees, but the amount you get isn’t always what you expected. Here’s how eligibility works, what affects your grant, and how to cover the gap.
Debt consolidation in Canada: Is it right for you?
Juggling multiple debt payments? Here's how debt consolidation works in Canada, what it costs, and how to decide if it's the right move for you.
Spending
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How to open a bank account when you’re an international student in Canada
International students can open a Canadian bank account with a valid ID and proof of a Canadian address—no SIN required. Here are the steps.
Should you open a joint chequing account? Here’s what you need to know
Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.
How to open a joint bank account in Canada
Opening a joint bank account in Canada is easier than most people think—but knowing what you're signing up for matters. Here's everything you need to know about opening a shared account.
New from Neo
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What to know as a first-time homebuyer in Canada
Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.