Neo blog
Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.
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Where did my raise go?
We all want more money, but what happens when you get it. Two reasons your recent raise seems to have vanished into thin air.

When can I receive my CPP and OAS benefits?
Canadians can claim the Canada Pension Plan and Old Age Security as retirement income before they’ve retired. But sooner isn’t necessarily better.

Bank account types: What’s the best bank account?
Which bank account is best for you? To decide that, we want to look at interest, flexibility and fees.

Is Ozempic worth it?
How much does GLP-1 cost for weight loss in Canada? Find out, and learn how it compares to regular ol’ diet and exercise.

True or False: You need to be an expert to understand the economy
Do headlines about the economy bore you? Think you need a degree to understand economic indicators? Find out what the important ones mean.

Mike Michalowicz on paying off debt, changing money patterns and his new book
Does a finance degree guarantee boat loads of money? Nope. That’s what this author learned. And he learned how to change his financial habits, too.

Where did my raise go?
We all want more money, but what happens when you get it. Two reasons your recent raise seems to have vanished into thin air.

When can I receive my CPP and OAS benefits?
Canadians can claim the Canada Pension Plan and Old Age Security as retirement income before they’ve retired. But sooner isn’t necessarily better.

Bank account types: What’s the best bank account?
Which bank account is best for you? To decide that, we want to look at interest, flexibility and fees.

Is Ozempic worth it?
How much does GLP-1 cost for weight loss in Canada? Find out, and learn how it compares to regular ol’ diet and exercise.

True or False: You need to be an expert to understand the economy
Do headlines about the economy bore you? Think you need a degree to understand economic indicators? Find out what the important ones mean.

Mike Michalowicz on paying off debt, changing money patterns and his new book
Does a finance degree guarantee boat loads of money? Nope. That’s what this author learned. And he learned how to change his financial habits, too.
Credit
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How to build credit: Grow your credit profile in Canada
Learn practical steps to help build your credit score, understand how credit works, and take control of your financial path in Canada with confidence.

How to boost your credit score fast
Is your credit score causing you to be charged higher rates on your car loan or making it harder to qualify for a credit card? It’s time for a change.

A 90-day guide to building your financial foundation for newcomers
Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.

How to build credit: Grow your credit profile in Canada
Learn practical steps to help build your credit score, understand how credit works, and take control of your financial path in Canada with confidence.

How to boost your credit score fast
Is your credit score causing you to be charged higher rates on your car loan or making it harder to qualify for a credit card? It’s time for a change.

A 90-day guide to building your financial foundation for newcomers
Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.
Spending
View All-noZ7EWjRU9dKiBNDc0ZBel0LonqVUs.png&w=1920&q=75)
Why the holidays are the season for scams—and how to avoid them
Don’t become a victim; be aware of common holiday scams. It may help you protect yourself, your sensitive information and your money.

How do credit cards work? The ultimate credit card guide for beginners
Everything from applications and utilization to limits and payments

What is inflation and whats next?
Inflation is a daunting topic that brings many unpleasant feelings. We’re here to help you understand what inflation is, what to look out for, and what you can do.
-noZ7EWjRU9dKiBNDc0ZBel0LonqVUs.png&w=1920&q=75)
Why the holidays are the season for scams—and how to avoid them
Don’t become a victim; be aware of common holiday scams. It may help you protect yourself, your sensitive information and your money.

How do credit cards work? The ultimate credit card guide for beginners
Everything from applications and utilization to limits and payments

What is inflation and whats next?
Inflation is a daunting topic that brings many unpleasant feelings. We’re here to help you understand what inflation is, what to look out for, and what you can do.
Budgeting & Debt
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Neo’s declassified financial survival guide for your 20s
Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success

Understanding debt
Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.

How Much Money Should I Have Saved by 30?
Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!

Neo’s declassified financial survival guide for your 20s
Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success

Understanding debt
Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.

How Much Money Should I Have Saved by 30?
Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!
New from Neo
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3 tips for first-time homebuyers in 2023
Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.

Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.

Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.

3 tips for first-time homebuyers in 2023
Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.

Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.

Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.
Savings
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Bank account types: What’s the best bank account?
Which bank account is best for you? To decide that, we want to look at interest, flexibility and fees.

Top 6 money savings habits you can start today
Eat your avocado toast and use these top tips to save your money instead. Work on implementing these 6 money habits and change the way you view your finances.

A Guide to High-Interest Savings Account Interest Rates
Looking for high interest savings account rates? Neo Financial® offers competitive options that could help you maximize your money. Find out more today.

Bank account types: What’s the best bank account?
Which bank account is best for you? To decide that, we want to look at interest, flexibility and fees.

Top 6 money savings habits you can start today
Eat your avocado toast and use these top tips to save your money instead. Work on implementing these 6 money habits and change the way you view your finances.

A Guide to High-Interest Savings Account Interest Rates
Looking for high interest savings account rates? Neo Financial® offers competitive options that could help you maximize your money. Find out more today.


