Neo Learn

Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.

Two friends walking alongside their bicycles, discussing the pros and cons of the Wealthsimple credit card vs. Neo Everywhere card

Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?

Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.

Two people having dinner in a restaurant, looking at their joint chequing account on a smartphone

Should you open a joint chequing account? Here’s what you need to know

Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.

A rear-view shot of four young adults walking up a wide, rustic metal staircase outdoors on a sunny day, symbolizing the step-by-step progress of using secured credit cards to build credit in Canada.

Do secured credit cards actually build credit?

A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.

Two friends walking alongside their bicycles, discussing the pros and cons of the Wealthsimple credit card vs. Neo Everywhere card

Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?

Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.

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A happy couple sitting on a sofa and looking at their smartphones, illustrating how to manage a joint bank account in Canada.

The complete guide to joint accounts in Canada

What is a joint bank account? Learn how joint accounts work in Canada, who can open one, the pros and cons, and how to pick the right account.

A person fuels up their car at a gas station, a transaction that can unlock cashback if paid for with the best gas credit card in Canada

These credit cards earn the most cashback on gas in Canada

Compare the best gas credit cards in Canada by cashback rate, annual fee, and perks. See which card gives you the highest return at the pump in 2026.

A person sits in their living room, comparing a Neo prepaid card and a Neo secured credit card.

Secured Credit Cards vs. Prepaid Cards: What’s the difference?

Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.

A Canadian shopping for groceries using a cashback credit card that allows them to maximize their Canada grocery rebate 2026.

How to maximize your Canada grocery rebate

Learn how to maximize your Canada grocery rebate 2026 payout on June 5. Discover top grocery cashback strategies to stretch your federal top-up check further.

A person grocery shopping and tracking their spending on a smartphone app, highlighting how Neo cash back credit cards in Canada reward everyday purchases.

Find the best Neo cashback credit card for your lifestyle

Compare Canada’s best cash back credit cards from Neo, Scotiabank, BMO, Tangerine and others. Find the right card for your spending habits.

A person using a mobile app to check their credit score in Canada on a smartphone while standing with an electric scooter.

Credit Score in Canada: What yours means & how to improve it

What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.

Credit

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Two friends walking alongside their bicycles, discussing the pros and cons of the Wealthsimple credit card vs. Neo Everywhere card

Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?

Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.

A rear-view shot of four young adults walking up a wide, rustic metal staircase outdoors on a sunny day, symbolizing the step-by-step progress of using secured credit cards to build credit in Canada.

Do secured credit cards actually build credit?

A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.

A person sits in their living room, comparing a Neo prepaid card and a Neo secured credit card.

Secured Credit Cards vs. Prepaid Cards: What’s the difference?

Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.

Spending

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Two people having dinner in a restaurant, looking at their joint chequing account on a smartphone

Should you open a joint chequing account? Here’s what you need to know

Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.

A happy couple sitting on a sofa and looking at their smartphones, illustrating how to manage a joint bank account in Canada.

The complete guide to joint accounts in Canada

What is a joint bank account? Learn how joint accounts work in Canada, who can open one, the pros and cons, and how to pick the right account.

A person fuels up their car at a gas station, a transaction that can unlock cashback if paid for with the best gas credit card in Canada

These credit cards earn the most cashback on gas in Canada

Compare the best gas credit cards in Canada by cashback rate, annual fee, and perks. See which card gives you the highest return at the pump in 2026.

Budgeting & Debt

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A person contemplating how to waive overdraft fees and non-sufficient fund fees in Canada

How to Avoid Overdraft & NSF Fees in Canada

Set up low-balance alerts on your chequing account, link a backup funding source like a line of credit, and use a financial institution like Neo that notifies you before a payment fails.

A continuously printing receipt, signifying automatic payments from a bank account

How Do I Stop Automatic Payments from My Bank Account?

If an unauthorized payment has already been withdrawn, you have 90 days to file a reimbursement claim under Payments Canada's PAD rules.

A person accessing a frozen bank account in Canada via their mobile phone

Frozen Bank Account? Here's What to Do (and What Not to Do)

Don't panic! Here's a game plan—including everything you need to know and do—for dealing with a frozen bank account in Canada.

New from Neo

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An Albertan reviewing financial documents, pension statements, and Canadian cash at a table, highlighting the potential financial impact of the Alberta separation referendum.

Alberta Separation: The unanswered questions about Albertans’ finances

Regardless of where you sit on the debate, every Albertan deserves to understand how a separation from Canada could impact their finances.

A person researching what they need to know as a first-time homebuyer in Canada

What to Know as a First-Time Homebuyer in Canada

Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.

Neo Financial Teams Up with CEBL

Neo Financial Teams Up with CEBL

The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.

Savings

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Two people looking at a phone screen as they decide to open a no-fee joint account in Canada

Here Are The Top 3 No-Fee Joint Bank Accounts in Canada

These are the best joint accounts in Canada that have no monthly fees, require no minimum balance and benefit from CDIC coverage.

A person accessing their Neo Financial Savings Account on their smartphone

The difference between chequing and savings accounts in Canada

A chequing account is for daily spending; a savings account earns interest. Here's how to use both.

Best youth savings accounts in Canada: Three young friends smiling for a photo

The Best Youth Savings Accounts in Canada

The best youth bank account in Canada charge no monthly fees, pay a competitive interest rate, and give your child access to app-based banking so they can watch their balance grow.