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Credit

Understand how credit works with clear guides on credit cards, credit scores, limits, and usage in Canada. Confidently building, managing and improving your credit starts here.

A person in a work setting using their laptop while talking on the phone to somebody about how to increase their credit card limit in Canada

How to increase your credit card limit in Canada

Learn how to increase your credit card limit in Canada, lower your credit utilization, and improve your credit score step by step.

Latest Articles
Two friends walking alongside their bicycles, discussing the pros and cons of the Wealthsimple credit card vs. Neo Everywhere card

Wealthsimple Credit Card vs. Neo Everywhere: Which flat-rate cashback card wins?

Wealthsimple vs. Neo: Both offer flat-rate cash back credit cards with no category tracking. Here’s how the rates, fees, and perks compare.

A rear-view shot of four young adults walking up a wide, rustic metal staircase outdoors on a sunny day, symbolizing the step-by-step progress of using secured credit cards to build credit in Canada.

Do secured credit cards actually build credit?

A secured credit card is one of the most reliable ways to build credit in Canada. Here's exactly how it works, how long it takes, and how to use one strategically.

A person sits in their living room, comparing a Neo prepaid card and a Neo secured credit card.

Secured Credit Cards vs. Prepaid Cards: What’s the difference?

Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.

A person grocery shopping and tracking their spending on a smartphone app, highlighting how Neo cash back credit cards in Canada reward everyday purchases.

Find the best Neo cashback credit card for your lifestyle

Compare Canada’s best cash back credit cards from Neo, Scotiabank, BMO, Tangerine and others. Find the right card for your spending habits.

A sleek black credit card sitting on a wooden table next to a keychain featuring a money bag charm and an airplane charm, representing cash back versus travel rewards.

Cashback vs. travel rewards credit cards: Which is better for you?

Discover whether travel rewards or cash back credit cards fit your lifestyle. Compare the real math, flexibility and value of your card rewards in Canada.

A gold combination padlock resting on a computer keyboard next to gold credit cards, representing secured credit cards in Canada.

What is a secured credit card? A beginner’s guide to building credit in Canada

What is a secured credit card, and how does it work? Here’s how a simple deposit can help you build credit in Canada and unlock your financial future.

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