Credit
Understand how credit works with clear guides on credit cards, limits, and usage in Canada. Confidently building, managing and improving your credit starts here.

How do credit cards work? A beginner’s guide for Canadians
A credit card can help you make purchases, earn rewards and build your credit history—but there are a few important things you need to understand before you swipe.

At what age can you get a credit card in Canada?
In Canada, you need to be 18 or 19 to get your own credit card, depending on your province. Learn what options exist if you’re under 18 (spoiler: it’s not just credit cards!).

Can international students get a credit card in Canada?
International students can qualify for Canadian credit cards without permanent residency. Here's what you need to know.

Your first 90 days in Canada: A newcomer’s financial guide
Your first 90 days in Canada set the tone for everything money-related. Open accounts, build credit, budget, save, and send money home—here’s the plan.

The best no-fee credit cards in Canada for maximum gas cashback
We did the math. Here’s a breakdown of the best no-fee gas cashback credit cards in Canada that can save you the most money at the pump.

Secured Credit Cards vs. Prepaid Cards: What’s the difference?
Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.

Should I get a student credit card?
Student credit cards in Canada don’t quite live up to their name. Here’s what actually makes sense for most students.