Neo blog
Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.
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Does Buy Now, Pay Later cost you money?
Why are Canadians more susceptible to Buy Now, Pay Later loans than other forms of credit? Here’s the psychology behind BNPL—and how to resist it.
Game Stop: The money lessons Canadian athletes learn—but apply to all of us
When you win gold, it doesn’t mean you own gold. Get some inspiration from these motivational quotes about athleticism and money.
Here’s one way to reduce your grocery bill
Sticker shock isn’t just a reaction to inflation. It also happens when the price at the cash register is much higher than it is on the shelf. Find out how to get cheaper or even free groceries.
When using my credit card abroad, should I choose to pay in Canadian dollars or the local currency?
When you tap your credit card when travelling, selecting a currency can cost you or it can save you. Canadian dollars or foreign currency: see which is best.
Canada’s economy: Looks great on paper, but how does it feel to you?
The math isn’t mathing for some Canadians—and for some finance experts. Where’s the reality gap and how to make sense of the economic headlines?
You can turn your hobby into a side hustle
We’ve all heard about someone who turned profit from their hobby. But what’s the backstory? Find out how a side passion can create an income stream—and some joy.
Credit
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How to build credit: Grow your credit profile in Canada
Learn practical steps to help build your credit score, understand how credit works, and take control of your financial path in Canada with confidence.
How to boost your credit score fast
Is your credit score causing you to be charged higher rates on your car loan or making it harder to qualify for a credit card? It’s time for a change.
A 90-day guide to building your financial foundation for newcomers
Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.
Spending
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Why the holidays are the season for scams—and how to avoid them
Don’t become a victim; be aware of common holiday scams. It may help you protect yourself, your sensitive information and your money.
How do credit cards work? The ultimate credit card guide for beginners
Everything from applications and utilization to limits and payments
What is inflation and whats next?
Inflation is a daunting topic that brings many unpleasant feelings. We’re here to help you understand what inflation is, what to look out for, and what you can do.
Budgeting & Debt
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Neo’s declassified financial survival guide for your 20s
Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success
Understanding debt
Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.
How Much Money Should I Have Saved by 30?
Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!
New from Neo
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3 tips for first-time homebuyers in 2023
Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.
Savings
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Bank account types: What’s the best bank account?
Which bank account is best for you? To decide that, we want to look at interest, flexibility and fees.
Top 6 money savings habits you can start today
Eat your avocado toast and use these top tips to save your money instead. Work on implementing these 6 money habits and change the way you view your finances.
A Guide to High-Interest Savings Account Interest Rates
Looking for high interest savings account rates? Neo Financial® offers competitive options that could help you maximize your money. Find out more today.