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Make your money work smarter with Neo Financial. Learn about credit building, saving, smart spending, and more on our personal finance blog.
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Car loans for newcomers to Canada: Everything you need to know
A practical guide to auto financing, rates, and the basics of car loans for new Canadians.
Neo vs. Simplii: Find the best credit card for restaurants & retail purchases
Both credit cards deliver cashback, but only one wins on both dining and shopping. Here’s how to know which one is built for how you spend.
Car loans can be the easiest path to credit for new immigrants, but they may not be the best
While a car loan is one of the most accessible forms of credit for newcomers, it is not the most cost-effective way to build a score from scratch.
Yes, you can get a secured credit card limit increase. Here’s how
Contrary to popular belief, your secured credit card limit can grow beyond your deposit. Here’s how your limit can increase beyond what you put down—and what that means for your credit score.
What does “statement balance” mean on your credit card?
Your statement balance is the amount that determines whether you pay interest or not. Here's what it means, how it's calculated, and when to pay it.
How to read your credit card statement
Statement balance, current balance, due date, closing date—here's what every line on your credit card statement actually means.
Credit
View AllNeo vs. Simplii: Find the best credit card for restaurants & retail purchases
Both credit cards deliver cashback, but only one wins on both dining and shopping. Here’s how to know which one is built for how you spend.
Yes, you can get a secured credit card limit increase. Here’s how
Contrary to popular belief, your secured credit card limit can grow beyond your deposit. Here’s how your limit can increase beyond what you put down—and what that means for your credit score.
What does “statement balance” mean on your credit card?
Your statement balance is the amount that determines whether you pay interest or not. Here's what it means, how it's calculated, and when to pay it.
Credit score
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What’s the average credit score in Canada (and how to improve yours)
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.
The inconvenient truth about credit builder loans in Canada
Before you lock your money away in a credit builder loan, read this.
Car loans can be the easiest path to credit for new immigrants, but they may not be the best
While a car loan is one of the most accessible forms of credit for newcomers, it is not the most cost-effective way to build a score from scratch.
Savings
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The best high-interest savings accounts (HISAs) in Canada for 2026
Most savings accounts lead with their biggest rate. We break down what you actually earn after the promotional window closes.
Best HISA ETFs in Canada for 2026: Top options compared
HISA ETFs let you earn interest on idle cash inside your brokerage account, but they're not right for everyone. Here's what to know before you buy.
Should I open a high-interest savings account?
Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.
Budgeting & Debt
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Debt consolidation in Canada: Is it right for you?
Juggling multiple debt payments? Here's how debt consolidation works in Canada, what it costs, and how to decide if it's the right move for you.
Car loans for newcomers to Canada: Everything you need to know
A practical guide to auto financing, rates, and the basics of car loans for new Canadians.
Bad credit car loans in Canada: How to get approved
Bad credit car loans are available in Canada, but the terms vary widely. Here’s how to find one that won’t cost you more than the car itself.
Spending
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Should you open a joint chequing account? Here’s what you need to know
Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.
How to open a joint bank account in Canada
Opening a joint bank account in Canada is easier than most people think—but knowing what you're signing up for matters. Here's everything you need to know about opening a shared account.
4 no-fee Canadian bank accounts you should know about in 2026
If you are searching for the best no-fee bank account in Canada, these four options charge zero monthly fees while still offering competitive interest, unlimited transactions, and modern digital tools.
New from Neo
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What to know as a first-time homebuyer in Canada
Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.