Spending
Make smarter spending decisions with practical guides on everyday purchases, habits, and tradeoffs. Spend intentionally, avoid common mistakes, and get more value from your money.
4 No-Fee Canadian Bank Accounts You Should Know About in 2026
If you are searching for the best no-fee bank account in Canada, these four options charge zero monthly fees while still offering competitive interest, unlimited transactions, and modern digital tools.
5 Reasons Why Canadian Virtual Banks Are Gaining Ground Over Canada's Big 5 Banks
That shift is accelerating as digital-only players like Neo Financial deliver tangible financial advantages that the Big 5 have been slow to match.
What Are The Benefits of Using A Mastercard Debit Card in Canada?
Most Canadians carry a debit card tied to the Interac network, but a growing number of financial institutions now issue debit cards on the Mastercard (or Visa) payment network instead. Here's why.
What Is the Actual Difference Between Chequing and Savings Accounts in Canada?
The real differences come down to three things: how often you can move money in and out, what fees you'll pay, and how much interest you'll earn.
How to Open a Joint Bank Account in Canada
All you need to do is to provide their government-issued identification (such as a driver's licence or passport), share their social insurance numbers, and sign the account agreement.
Why Neo's Virtual Prepaid Credit Card Is a Superior Alternative to Any Visa Gift Card
Many Canadians buy Visa gift cards for three specific reasons. They want to shop online at a website they do not fully trust without exposing their real credit card number.
Overpaying Your Credit Card Will (Temporarily) Increase Your Credit Limit, But Has Zero Impact On Your Score
"This can be great if your limit is low, you have the available funds and want to be able to put a large purchase on the card."