High-interest savings isn’t just for adults 

Organize all your money goals and save faster with a high-interest savings account with features designed for teens 13-17 years old¹.

JA Knowledge Hub
Personalize your savings to match your goalsWhether you’re saving up for something you want to buy soon or putting away money for the future, Neo can help you get there. Open multiple accounts for all your savings goals, personalize goals with names and icons, and move money freely between your accounts.
Personalize your savings to match your goals
Reach your goals faster with a high-interest youth savings account with no monthly fees
Reach your goals faster with a high-interest youth savings account with no monthly feesWe want you to get the most out of your money, so it wouldn’t make sense to charge monthly fees or require minimum deposits. That’s why you get to keep every dollar in your account to focus on achieving your money goals and setting new ones.
Make your money earn more moneyIf you have an upcoming graduation trip, or just a neverending wish list of things you want to buy, you can make your savings goal a reality with 4.00% interest² annually (paid monthly). No gimmicks, minimum deposits, or commitments.
Make your money earn more money

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¹ Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.² Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.The Neo High-Interest Savings account is provided by Peoples Bank of Canada.The Neo High-Interest Savings account is provided by Peoples Bank of Canada, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.There are no transaction fees applicable to the Neo High-Interest Savings account. If you require a printed version of a monthly statement or other document, a $5 fee applies for each printed document.The JA Money card is a prepaid Mastercard® issued by Neo Financial pursuant to license by Mastercard International Incorporated. The JA Money card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.Cashback is earned on eligible purchases at Neo Partners. See the Neo Rewards™ Policy for details on earning cashback and other terms and conditions that apply. Cashback, perks, insights, and other offers and rewards are operated by Neo. Third-party merchants may have minimum age requirements.All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.