Packed with instant cashback
Earn cashback to use however you want when you spend with your favourite brands like: McDonald’s, Starbucks, Apple, Steam Games, Aritzia, lululemon, UNIQLO, Chapters, Best Buy, and more.Restaurants & food deliveryEnjoy 5% average cashback¹ at awesome restaurants and Uber Eats.
Clothing & footwearShop the latest styles and score 2% cashback¹ at retail partners, both in-store and online.
Bookstores & eBooks Catch up on reading with 2% cashback¹ at places like Chapters, Indigo, and Kobo.
Games & entertainmentLevel up with 2% cashback¹ at spots like PlayStation, Xbox, Nintendo, and Steam.
Health & fitnessStay active with 2% cashback¹ at places like GoodLife and YMCA.
Explore more cashbackUse the Neo app to discover thousands of places to earn rewards—it’s like the Google Maps of cashback.
Cash out your cashback
Cashback is paid instantly to your Rewards wallet in the Neo app. You can withdraw cashback whenever you want, and you have full control over how you use your cashback—spend it, save it, or shop at the Neo Store. You can do all of this in the Neo app.
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All in one powerful app.
Get started in minutes to start earning cashback with the JA Money card—powered by Neo.
¹ Average based on current offers at select partners. Cashback is earned on eligible purchases at Neo Partners. Cashback may be limited and varies by perks, offer, and partner. See the Neo Rewards™ Policy for details on earning cashback and other terms and conditions that apply. Cashback, perks, insights, and other offers and rewards are operated by Neo. Third-party merchants may have minimum age requirements.The JA Money card is a prepaid Mastercard® issued by Neo Financial pursuant to license by Mastercard International Incorporated. The JA Money card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.The Neo High-Interest Savings account is provided by Peoples Bank of Canada.The Neo High-Interest Savings account is provided by Peoples Bank of Canada, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.There are no transaction fees applicable to the Neo High-Interest Savings account. If you require a printed version of a monthly statement or other document, a $5 fee applies for each printed document.The JA Money card is a prepaid Mastercard® issued by Neo Financial pursuant to license by Mastercard International Incorporated. The JA Money card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.Cashback is earned on eligible purchases at Neo Partners. See the Neo Rewards™ Policy for details on earning cashback and other terms and conditions that apply. Cashback, perks, insights, and other offers and rewards are operated by Neo. Third-party merchants may have minimum age requirements.All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.