Goals for everything you really want
Create totally personalized accounts for your goals. Track your progress in real-time, and earn 2.50% interest¹ annually (paid monthly) to make more money on your money.
Target all your goals in one placeNo matter what you’re saving for—tuition, trips, or big purchases like a new phone, laptop or game console—you can easily open multiple Neo High-Interest Savings accounts to make it happen.
Set goals and watch your money grow
The Neo app makes it easier than ever to set up and track multiple savings goals, and stay organized as you work towards them.
Name your account
Nickname your goal and save with purpose
Choose an icon
Add a personal touch to your account
Set a goal amount
Set the bar and track your progress
Make your money do the work for youYou have big goals, we’ve got a rate to match. Earn 2.50% interest¹ annually on every dollar. It’s one of the highest interest rates offered in Canada², and interest is paid out every month. Best of all: no gimmicks, no minimum deposits, or commitments.
Designed for all your goals
Open multiple accounts in minutes, with no branch visits required.
The Neo High-Interest Savings account is provided by Peoples Bank of Canada.Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.¹ Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.² Based on research of high-interest savings accounts, comparing and limited to: BMO, CIBC, Scotiabank, TD Bank, RBC, Simplii Financial, Desjardins, and Tangerine. Research conducted by Neo Financial and based on data taken from public websites on November 28, 2023. Research includes promotional offers with a term of 0-5 months.All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.The Neo High-Interest Savings account is provided by Peoples Bank of Canada.The Neo High-Interest Savings account is provided by Peoples Bank of Canada, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.There are no transaction fees applicable to the Neo High-Interest Savings account. If you require a printed version of a monthly statement or other document, a $5 fee applies for each printed document.The JA Money card is a prepaid Mastercard® issued by Neo Financial pursuant to license by Mastercard International Incorporated. The JA Money card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.Cashback is earned on eligible purchases at Neo Partners. See the Neo Rewards™ Policy for details on earning cashback and other terms and conditions that apply. Cashback, perks, insights, and other offers and rewards are operated by Neo. Third-party merchants may have minimum age requirements.All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.