Goals for everything you really want
Create totally personalized accounts for your goals. Track your progress in real-time, and earn 2.5%¹ annually (paid monthly) to make more money on your money.
Target all your goals in one placeNo matter what you’re saving for—tuition, trips, or big purchases like a new phone, laptop or game console—you can easily open multiple Neo Cash accounts to make it happen.
Set goals and watch your money grow
The Neo app makes it easier than ever to set up and track multiple savings goals, and stay organized as you work towards them.
Name your account
Nickname your goal and save with purpose
Choose an icon
Add a personal touch to your account
Set a goal amount
Set the bar and track your progress
Make your money do the work for youYou have big goals, we’ve got a rate to match. Earn 2.5%¹ annually on every dollar.
Designed for all your goals
Open multiple accounts in minutes, with no branch visits required.
¹ Earnings for the Neo Cash account are derived from the interest Neo earns on the funds. Neo shares interest at the advertised rate of return for the Neo Cash account, and earnings are calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.The Neo Cash account is offered by Neo Financial Technologies Inc. (“Neo”), a FINTRAC-registered money services business. The funds added to Neo Cash accounts are ultimately held securely in trust in the name of the primary account holder with one or more member institutions of the Canada Deposit Insurance Corporation (“CDIC”). Neo is not a CDIC member institution; however, eligible funds held in trust are insured by CDIC for up to $100,000 per beneficiary, per member institution in the event of a member institution’s failure, provided certain disclosure rules are met. Funds are settled with any CDIC member institution within three business days of the funds being reflected in your account.There are no transaction fees applicable to the Neo High-Interest Savings account. If you require a printed version of a monthly statement or other document, a $5 fee applies for each printed document.The JA Money card is a prepaid Mastercard® issued by Neo Financial pursuant to license by Mastercard International Incorporated. The JA Money card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.Cashback is earned on eligible purchases at Neo Partners. See the Neo Rewards™ Policy for details on earning cashback and other terms and conditions that apply. Cashback, perks, insights, and other offers and rewards are operated by Neo. Third-party merchants may have minimum age requirements.