Understand your spending habits better

Become an expert on your money with budgeting tools, personalized insights, and Neo AI.

Understand your spending habits better

Got a money question? Ask Neo AI

The answer is at your fingertips. Ask Neo’s built-in AI tool for answers about how you spend your money to get a better understanding of your habits.

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See your cash flow instantly

Learn more about how you spend your money with instant breakdowns by time period, category and transaction. When you make a purchase using your JA Money card, you’ll see it in the Neo app right away—no waiting, no forgetting those double cheeseburgers you bought last week.

See your cash-A
See your cash-B
See your cash-C

All in one powerful app

Get started in minutes, with no branch visits required.

Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.The JA Money card is a prepaid Mastercard® issued by Neo Financial pursuant to license by Mastercard International Incorporated. The JA Money card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.