$125 annual fee | Minimum income required
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Neo World Elite® Mastercard
Top-tier card with no tradeoffs.
Rated 4.8/5 on the app stores
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.
Best in-class cashback
Get rewarded for every single purchase.
Rewards you can actually use
Skip converting points and redeem your cashback anytime.
Premium insurances
Protect your purchases and travel¹.
Get rewarded for what matters most
Earn cashback on grocery, gas, and more – with no strings attached.
Top cashback on essentials
Earn 5% on groceries, 4% on recurring payments, and 3% on gas².
1% on everything else
Collect cashback no matter where you shop.
Thousands of cashback offers
Shop at over 10,000 partners across Canada to earn instant cashback³.
Simplicity that doesn't sacrifice security
Every Neo World Elite® Mastercard comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.
- Real-time alerts
Get notified when your card is used so you’ll never find a surprising purchase on your statement.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Mastercard Zero Liability
Help protect your card from purchases that you didn’t make⁴.
Top features of the Neo World Elite® Mastercard
Instant virtual card
Start spending before your physical card arrives.
Manage your card online
Freeze your card, check your PIN, and track spending.
Purchase protection
Extend the manufacturer’s warranty and get coverage for theft or damage¹.
Mastercard Travel benefits
Premium travel benefits and a membership for lounge access.
Add an additional cardholder
Share access with a partner, family member, or anyone you trust⁵.
Auto-Pay
Set it and forget it with automatic payments.
Comes with extras. Add even more.
Get a free Neo membership
Level up all of your Neo products and unlock premium features, credit tools, and higher savings interest rates. Coming soon!
Protect your balance
Balance protection is optional coverage⁶ that can help cover your payments during tough times.
Everything at your fingertips
Get the Neo app to control your card, track your spending, and keep up on your payments.
Have a question?
Here’s some common questions about the Neo World Elite® Mastercard.
Not sure this is your card?
Explore what you’re pre-approved for with no hard credit check.