Neo memberships

Better rates. Smarter tools. Faster growth.

Unlock more features, save money on fees, and grow your money faster. 

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Memberships

Find the best membership for you

Get a membership for more benefits that beat out major banks. Now that's peace of mind.

Memberships

Essentials

All you need to start streamlining your everyday finances and keep track of your money.

Memberships

Build

Powerful tools to build your credit history and help increase your limit.

Memberships

Grow (coming soon!)

Grow your savings, save on more fees, and simplify how you manage your money.

Here’s what you get with every membership

Get the features and rates that match your financial goals.

Essentials

Free

Build

$0-$7.99 / month

Grow (Coming soon)

$0 - $12.99 / month

Savings interest rate¹

2.25%

2.5%

2.9%

Foreign transaction fee rebate²

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Credit score monitoring³

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Credit builder tool⁴

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Secured credit limit⁵

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Neo Money ATM fee reimbursement⁶

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Insights and spend tracking

Free everyday transactions

Get a membership at no cost

There are 2 ways to get a membership for $0.

  • 1. Save your money with Neo

    Get the Build membership at no cost when you keep at least $5,000 across your Neo Everyday, Neo Cash savings, or Neo High-Interest Savings accounts. You can get Grow at no cost if you keep at least $20,000 with Neo.

  • 2. Get a World Elite® Mastercard

    If you have the Neo World Elite® Mastercard or Cathay World Elite® Mastercard, then you can get the Build membership at no extra cost.

Memberships

Take control of your financial future today

Get memberships when you get a Neo product. You can switch or upgrade your membership as your goals change.

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