Seamless mortgage solutions, tailored to you

Getting a mortgage has never been simpler. With Neo Mortgage, get your best rate, fast turnaround, and expert support.

Seamless mortgage solutions, tailored to you

Mortgage solutions, your way

We're using technology to transform the traditional mortgage experience, making it more affordable, efficient, and accessible.
Competitive ratesYour money has better things to do than pay interest. Get your best rate with Neo Mortgage—saving you more in the long run.
Quick applicationSkip the paperwork. With Neo in your pocket, you can apply for a mortgage online and get pre-qualified in minutes from wherever you are.
Dedicated supportAdvice that feels close to home. Our team of expert Mortgage Advisors is here to support you every step of the way.
Better rates than the Big 5 BanksNo surprises, no hidden fees, and no obligations - just savings.
Get your rate
4.84%Neo Mortgage¹5-year fixed rate (closed)
6.86%Big 5 Banks²5-year fixed rate (closed)
Your journey starts hereExplore your best rates online in seconds
  • Apply online through our secure digital platform
  • Receive personalized guidance from your dedicated Mortgage Advisor online or over the phone
  • Securely submit documents from wherever you are
Apply for mortgage online
Whether you want to purchase or renew, we have a rate for you
Home purchase
Home purchaseBuy your dream home with flexible terms, and as little as 5% down³.
Renewal or switch
Renewal or switchLock in your renewal or transfer your mortgage anytime, anywhere with our digital process.
Not a Neo client yet?We build simple products, designed to help you spend, save, and grow your money — all in one place.
Spending and savingAccounts and tools for simpler everyday spending and saving.
Credit cardsSmart credit cards with unlimited rewards you can customize.
InvestingBuild a portfolio in your pocket with simple investing tools.

Got questions?

We can answer them.

¹ 5-year fixed rate is up to date as of April 18, 2024. This rate is applicable for high-ratio mortgages and subject to lender approval.² Based on the median posted mortgage rates of Canada’s Big 5 banks taken from public websites as at April 18, 2024.³ Applicable to residential mortgages only, subject to approval. A minimum 5% down payment is required for a purchase price of $500,000 or less. For a purchase price between $500,000 and $1 million, the minimum down payment is 5% on the first $500,000 and 10% on the balance. A home purchase price of greater than $1 million requires a minimum down payment of 20%.Neo Mortgage Services Inc. Licenses - Ontario FSRA #13444, British Columbia MB600606, Alberta, Saskatchewan 510903|512351, Manitoba, Newfoundland & Labrador #2207NE1151, New Brunswick, Nova Scotia #20213000380|20223000521, PEI.‘Advisors’ are licensed mortgage professionals.