Smarter accounts for your money.
Manage and track money your way—while earning interest as you go.
No minimum balances
Get flexible accounts that organize your money and streamline your finances.
No monthly fees
Keep more of your money by skipping the monthly fees.
No branch visits
Skip the paperwork. Open an account online in minutes.
Neo Everyday account
Like a chequing account—only smarter.
- Free everyday transactions
Send Interac e-Transfer® payments, pay your bills, and more.
- $0 overdraft fees
Pay with less stress and more control.
- Add a Neo Money card
Spend and earn cashback on everyday purchases.
Neo savings account
Save faster with flexibility and higher rates.
- Competitive interest rates
Earn 2.25% interest¹ with no minimum deposits required.
- Organize your savings
Create up to 10 personalized accounts with names and goals.
- Joint accounts
Save together and track progress in one place.
Everything at your fingertips
Get the Neo app to move money, track spending, and get more out of every dollar.
Security you can count on
Your money is safe with Neo. Funds are eligible for CDIC insurance, with protection backed by bank-grade encryption and active fraud monitoring.
Features that come with all accounts
Simple automations
Set recurring savings or automatically pay your Neo credit card.
Cashflow insights
View what’s coming in and going out at a glance.
Real-time notifications
Get alerts the moment your balance changes.
Open an account in minutes
Start today and manage your money smarter.