Who waits for mail? Neo virtual cards are ready instantly.
Virtual credit cards

Shop today with an instant virtual card.

Skip the wait with an instant virtual card. Available with all of Neo’s credit cards.

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Instant cards

You’ll get a virtual card right when your application is approved. Which is also often instant.

View your card details

Go to the Neo app to view your card details. Perfect for online shopping.

Add to your mobile wallet

Make purchases with your smartphone by adding your card to your Apple Wallet or Android Wallet.

Start shopping without the wait

Your physical credit card will arrive in the mail—but with your virtual credit card, you don’t have to wait to start shopping, earning rewards, and building your credit history.

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Secure and simple virtual cards

  • Manage your card from the app

    Use the Neo app to view your card details and freeze your card.

  • Real-time alerts

    Get notified when your physical or virtual card is used.

  • Advanced fraud monitoring

    Neo uses AI to monitor for unusual activity while keeping your personal data private.

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Get a virtual card today

We’ll help you find the best card for you.