Cards that reward the name on the back, not the bank on the front.

Accounts that work with you, not against you.
Start getting boosted cashback with a Neo Everyday account or earn 2.5%¹ every day with a Neo Cash account. All for the low fee of zero dollars.
The app that banks wished they built

You'll be happy here
“Neo makes money easy, I love the app interface, how easy it is to manage and understand your finances, and finding new local businesses with cashback!”
Oliver M.
British Columbia
“I love the rewards, it makes it easy to justify purchases when you consider the cashback. The app is super functional and it’s great having everything stored in one place.”
Mackenzie L.
Alberta
Earning the trust of Canadians every day
4.8On the App Store®
1.3M+Customers
Awarded Canada's Fastest Growing Company, 2024 by The Globe and Mail
Canada's #1 rated financial app³
Get set up in minutes
Get a Neo credit card, open a free Neo Everyday account instantly, and earn boosted cashback levels.
¹ Earnings for the Neo Cash account are derived from the interest Neo earns on the funds. Neo shares interest at the advertised rate of return for the Neo Cash account, and earnings are calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.² Cashback earn subject to monthly spend limit. After monthly spend limit is reached, subsequent purchases are not eligible for cashback. Spend limit resets monthly. For more information, visit the Neo app.³ Based on research comparing and limited to: BMO, CIBC, KOHO, PC Financial, EQ, RBC, Scotiabank, Tangerine, TD Bank, Wealthsimple, and Simplii Financial app ratings on TrustPilot. Research conducted by Neo Financial on April 4, 2025.