Neo Chequing account

The account that moves you forward.

Rated 4.8/5 in the app stores

The Neo Chequing account gives you cashback¹ on essentials, $0 NSF fees, and the tools to build your financial future all in one place.

Earn 1% cashback¹ on gas and groceries when you add a Neo Money™ card. Everyday spending that actually pays you back.

Pay your bills, send Interac e-Transfer® payments, withdrawal at any ATM in Canada, and set up direct deposit.

Neo is a Canadian company, and funds held in the Neo Chequing account are eligible for CDIC insurance up to $100,000.

More features coming your way

Every update is designed to help you move forward financially. Here's what's next.

Interest-free overdraft
Cover gaps when bills come before payday with up to $300 in interest-free coverage, with no access fees and no fees for insufficient funds beyond your overdraft limit.²
Rent reporting
Turn your rent into credit-building power. Eligible rent payments get reported to credit bureaus, helping you build credit history just by paying rent.²
Credit history from everyday bills and subscriptions
Bills paid from your Chequing account can help build your credit history. No credit card or hard credit check required.²
Mobile cheque deposits
Still getting cheques? Deposit them right from your phone. No branch and no ATM.²
Joint accounts
Keep your personal finances separate while sharing a space to manage money together.²

Best of all, you can manage your money from anywhere with the Neo app.

CDIC insurance
Neo is a Canadian company, and funds held in the Neo Chequing account are eligible for CDIC insurance up to $100,000.
Next-gen security
Neo protects your money with encryption, biometric login, 24/7 fraud monitoring, real-time alerts, and instant card freeze.