Like a chequing account. Only smarter.
Get all the features you expect from a chequing account—plus the rewards and freedom you didn’t.


Smarter money management
Stay ahead with real-time insights, budgeting tools, and automations.

Free everyday transactions
Pay your bills, send Interac e-Transfer® payments, access any ATM in Canada, and set up direct deposits.

Built-in rewards
Add a Neo Money™ card to earn cashback on everyday purchases¹. Or pair with a Neo credit card and pay your balance instantly.
Everything you expect from a chequing account
Best of all, you can manage your money from anywhere with the Neo app.
Free Interac e-Transfer® payments
Scheduled Interac e-Transfer® payments
Pay your bills and set up pre-authorized debits
Real-time spend tracking and categorization
Smart insights and budgeting tools
$0 overdraft fees
Cashback on eligible purchases¹
Instant payments to Neo credit cards

Your money is safe with Neo
- CDIC insurance
Neo is a Canadian company, and funds held in the Neo Everyday account are eligible for CDIC insurance.
- Next-gen security
Neo protects your money with bank-grade encryption, biometric login, and active fraud monitoring.

Frequency asked questions
Have a question about the Neo Everyday account? We have answers.
Get started in minutes
Open a Neo Everyday account today and start managing your money smarter.