Coming soon: Interest-free overdraft
Join the waitlist to be first in line. We’ll float you up to $300 when you need it most.
✓ Instant access to funds, up to $300
✓ No interest or overdraft fees
✓ Cover bill payments, Interac e-transfer® and more
Support when you need it, where you need it.
No overdraft fees
We’ll float you up to $300 if you’re short on a payment, without interest or overdraft fees.
Total coverage
Get covered for bill payments, Interac e-transfer®, and card transactions.
Growth with Neo
With responsible use, get access to higher limits and credit products with Neo.
How it works
- Connect your pay
Open a Neo Chequing account and set up direct deposits to unlock no-fee overdraft.
- Stay on track
We’ll bridge the gap up to $300 on bills or transfers that exceed your balance. We handle the friction so you can focus on what matters.
- Auto-Payback
We recover the float balance from your next deposit—simple as that. No interest, no fees, no "gotchas”.
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