Your financial habits should open doors. Now they do.
A credit score measures your past. Neo looks at your income and how you manage money today—and uses that to get you into better products. See how it works below:
- Link your bank account
Connect your account and Neo gets a real-time view of your income and financial habits—not just a score. That's the full picture a bureau can't give us.
- We look at what actually matters
Your income. Your spending patterns. How consistently you manage your money—not your history alone.
- Get an offer you earned
If you qualify for a limit increase, you'll get an offer. No application. No extra work. It comes to you.
