What did you earn today?
Give yourself a better answer with a suite of cards designed to work together.
Do more. Get more.
With innovative credit cards that reward you for healthy balances in your Everyday account.
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Calculate your cashbackAdjust your desired Neo Everyday account balance and enter your monthly spend in each of the three categories to calculate your potential cashback.
Move the slider to explore how Everyday account balance affects rewards.Learn more
Gas
2.00%
Turn your essential spending into cashback no matter where you fill up.
$200
Groceries
2.00%
Turn your essential spending into cashback no matter where you shop for groceries.
$200
Everything else
0.50%
Get cashback on every purchase when you pay with your card.
$700
Low credit score? No problem.Neo offers secured credit cards that reward too.
- Build credit history¹
- Guaranteed approval²
- No credit check³
- Earn the same cashback rewards as standard credit
- International IDs accepted
| Card | Estimated Everyday cashback value (annual) | Partner network cashback value (annual) | Total cashback value (annual) |
|---|---|---|---|
| Neo World Elite® Mastercard | $1,160 | +$53 | $1,213 |
| BMO CashBack World Elite® Mastercard | $808 | $0 | $808 |
| Scotia Momentum Visa Infinite | $712 | $0 | $712 |
| TD Cashback Visa Infinite | $670 | $0 | $670 |
Why cashback?
- Instant reward
- No guessing about points value
- Spend it how you want
- Simple and transparent
Earning the trust of Canadians every day
1.3M+
Customers31.4M
Cashback awarded to date4.8
On the App Store®4.7
On the Google Play Store®Awards/Accolades
The World’s Top 250 Fintech Companies 2024
Canada’s Top Startup 2023Start putting more money in your pocket with products that work together
¹ When you make payments in full and on time each month.² Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.³ No credit check for the Secured card only. Excluding Quebec residents.⁴ Based on annual spend of $41,800 and a comparison of the non-promotional gas and grocery earn rates on cashback credit cards as of July 17, 2024. Research excludes welcome offers. Numbers rounded for simplicity. Minimum balance required in your Neo Everyday account to earn the highest rate. For more information, visit the Neo App. The Neo RewardsTM Program, including cashback, is operated by Neo.The Neo Everyday account is provided by Peoples Bank of Canada.Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to licence by Mastercard International Incorporated.Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.* Cashback earn subject to monthly spend limit. After monthly spend limit is reached, subsequent purchases are not eligible for cashback. Spend limit resets monthly. Minimum Neo Everyday account balance required to earn the highest rate. For more information, visit the Neo app.