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Neo World Mastercard®
Simplify your wallet and your life.
Rated 4.8/5 on the app stores
Reward your everyday purchases and save money with no annual fees¹.
No annual fees
Get a credit limit up to $20,000 and pay $0 annual fees¹.
Cashback on every purchase
Earn more cashback on what you already buy.
Apply with confidence
We’ll match you with the best card for your goals.
Exceptional cashback on everyday purchases
Earn cashback on grocery, gas, and more – with no strings attached.
Cashback on essentials
Earn 2% cashback on groceries, gas, and recurring payments².
0.5% on everything else
Collect cashback no matter where you shop.
Thousands of cashback offers
Shop at over 10,000 partners across Canada to earn instant cashback³.
Simplicity that doesn't sacrifice security
Every Neo World Mastercard® comes with advanced technologies to protect your privacy and help prevent unauthorized purchases.
- Real-time alerts
Get notified when your card is used so you’ll never find a surprising purchase on your statement.
- Advanced fraud monitoring
Neo uses AI to monitor for unusual activity while keeping your personal data private.
- Mastercard Zero Liability
Help protect your card from purchases that you didn’t make⁴.
Top features of the Neo World Mastercard
Instant virtual card
Start spending before your physical card arrives.
Manage your card online
Freeze your card, check your PIN, and track spending.
Purchase protection
Extend the manufacturer’s warranty and get coverage for theft or damage⁵.
Secured credit available
Choose secured credit to help build your credit score.
Add an additional cardholder
Share access with a partner, family member, or anyone you trust⁶.
Auto-Pay
Set it and forget it with automatic payments.
Customize your card experience
Add a Neo membership
Level up all of your Neo products and unlock premium features, credit tools, and higher savings interest rates. Coming soon!
Protect your balance
Balance protection is optional coverage⁷ that can help cover your payments during tough times.
Everything at your fingertips
Get the Neo app to control your card, track your spending, and keep up on your payments.
Have a question?
Here's some common questions about the Neo World Mastercard®.
Not sure this is your card?
Explore what you’re pre-approved for with no hard credit check.