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Grow your online and in-store sales with the latest omni-channel financing technology, no integration required.

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The Neo advantage

How we stack up

Neo is one of the few financing platforms to leverage real-time marketing automation to retarget your customer base and drive spending behaviours that benefit your business.

Other Providers³

Cashback rewards

Neo Partner fees



No integration required


Online and in-store

Online only

Customer retargeting

Personalized rewards platform

Email and SMS

Spend insights

How it works

Your customers can get started in 3 simple steps.

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Sign up

Customers enroll in under 5 mins and gain access to exclusive cashback and financing offers.

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Use the Neo Card online or in-store to make a purchase.

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Split the purchase into 4 interest-free payments through the Neo app¹.

Contact us to learn more

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¹Available on eligible transactions with a minimum purchase of $100 but not exceeding $1,500 (before taxes) and is subject to approved credit limits. Interest-free payments at a fixed interval required. Offer is subject to the Cardholder Agreement including the Instalment Plan Agreement and other applicable terms and conditions.

²This offer is available to Neo partners at no additional cost and is subject to the Merchant Agreement including the Merchant Instalment Agreement and other applicable terms and conditions.

³Based on research conducted by Neo Financial and based on data taken from public websites as at May 16, 2022.