Voted Canada’s best cashback card¹. For a reason.
We've curated a community of businesses that give you an average 5% unlimited cashback² for shopping local, big box, and everything in between.
7,000 loyalty programs in your pocket.
Discover why this is the only card you’ll need – create a free account and explore offers from your favourite places, or uncover something new.
So many ways to earn cashbackGet The Card
Earn an average of 5% unlimited cashback² at thousands of Neo partners.
Earn up to 15% cashback² on your first purchase at participating partners.
If your overall cashback falls below 1%, we’ll top you up³.
A card for all Canadians
Choose the type of credit that works best for you. No matter what you choose, you’re getting the same great features.
You already have a good credit score, or more than one credit card. Choose standard credit.Get The Card
A “credit card” is an understatement
At Neo, we’re changing the credit card experience for the better. New and innovative features are being released all the time that will change your relationship with credit.
Tap to freeze
We get it, sometimes our card grows legs and walks away too. That’s why we’ve left you in total control. When it turns out it’s in the other jacket, and not actually lost or stolen, you can take a breath, unfreeze, and go forth.
We keep track of your spending so you don’t have to. Get a quick view of where your money is being spent so you can truly understand, no more guessing.
Have you ever needed your full credit card details, but didn’t have your card on you? Don’t worry, you can leave your Neo Card at home and have your virtual card available at all times.
More everyday benefits
Backed by Mastercard®’s Zero Liability protection⁴, the Neo Card is fully protected from any unauthorized transactions
Your payment info is protected with multiple layers of security to help keep your account safe.
All things instant
Get instant cashback, instant notifications, and start using it instantly. We like instant things too.
Have questions? We have answers.